Gillespie County, TX: Home-Insurance Distress & Forced-Sale Pressure
Gillespie County, TX: 82/100 (severe) home-insurance distress; Gillespie, TX band HIGH; Gillespie, TX #300 of 3,222 counties; Gillespie, TX #24 of 254 in Texas; raw Gillespie, TX 87.0.
FEMA hazard, Gillespie, TX: 78/100; Gillespie, TX declarations, three years: 9; Gillespie, TX perils: 4 flood, 2 fire; Gillespie, TX five-year count 4 (severity 6.0); Gillespie, TX ten-year 4; hazard-weighted, Gillespie, TX: 18.0.
Declared incidents on the Gillespie, TX record: 2026 Flood 4; 2025 Fire 2 (Gillespie, TX); 2023 Winter Storm 2 (Gillespie, TX).
NFIP claims, Gillespie, TX, three years: 6; Gillespie, TX payouts $647,302; per Gillespie, TX claim $107,884; Gillespie, TX claim-stress 87/100.
Gillespie, TX monthly score rose, 30 (March 2026) to 81 (October 2026); Gillespie, TX by month: March 30, April 30, May 30, June 30 (Gillespie, TX), July 36, August 36, September 40, October 81.
Gillespie, TX components: climate 77, NFIP claims 87; Gillespie, TX retreat index 81.
Construction distress, Gillespie, TX: 61/100 as of August 2026 (Gillespie, TX: 63/100 one-to-four unit, 3/100 multifamily).
Gillespie, TX ZIPs, June 2026 (Gillespie, TX, 7 highest): score 0 (Gillespie, TX), climate 70 (Gillespie, TX): 78028; score 0 (Gillespie, TX), climate 65 (Gillespie, TX): 78058; score 0 (Gillespie, TX), climate 57 (Gillespie, TX): 78624; score 0 (Gillespie, TX), climate 56 (Gillespie, TX): 78671, 78675; score 0 (Gillespie, TX), climate 42 (Gillespie, TX): 78631; score 0 (Gillespie, TX), climate 38 (Gillespie, TX): 78618.
DLRadar rescores Gillespie, TX monthly; Gillespie, TX readings join Gillespie, TX foreclosure, lien and ownership parcels (Gillespie, TX), so cost-squeezed Gillespie, TX owners surface before listing.
Inside Texas, Gillespie County ranks 23rd of 254 counties for home-insurance distress at 82/100; Kendall County (82/100) sits just above Gillespie County, and Jefferson County (81/100) sits just below Gillespie County.
Deterministic. Every Gillespie County, TX signal traces to a public Gillespie dataset (FEMA, NFIP, Census for Gillespie, TX) · how insurance distress works in Gillespie, TX · methodology
FAQ: Gillespie County, TX insurance distress
What is the Gillespie County, TX home-insurance-distress score?
Gillespie, TX: 82/100 (HIGH), #300 of 3,222, #24 in Texas. FEMA hazard, Gillespie, TX: 78/100; NFIP stress, Gillespie, TX: 87/100; construction, Gillespie, TX: 61/100; Gillespie, TX rescores monthly.
Is Gillespie County insurance distress getting better or worse (TX)?
Gillespie, TX: 30 in March 2026; Gillespie, TX: 81 in October 2026 (worse); Gillespie, TX climate component 77; Gillespie, TX NFIP claims score 87.
How many flood-insurance claims has Gillespie County, TX had?
Gillespie, TX: 6 NFIP claims, three years; Gillespie, TX paid $647,302; per Gillespie, TX claim $107,884; carriers reprice Gillespie, TX against that record.
Which Gillespie County ZIP codes carry the most insurance distress (TX)?
Gillespie, TX, June 2026: 78028 at 0, 78058 at 0, 78624 at 0, 78671 at 0; Gillespie, TX climate scores there: 70, 65, 57, 56.
Why does Gillespie, TX insurance distress create sellers?
A Gillespie, TX premium outruns the Gillespie, TX budget; a carrier leaves Gillespie, TX; Gillespie, TX carrying cost passes plan; Gillespie, TX owners sell while current; Gillespie, TX insurance distress leads Gillespie, TX foreclosure data.