Goliad County, TX: Home-Insurance Distress & Forced-Sale Pressure
Goliad County, TX: 38/100 (moderate) home-insurance distress; Goliad, TX band LOW; Goliad, TX #1,396 of 3,222 counties; Goliad, TX #122 of 254 in Texas; raw Goliad, TX 50.5; Goliad, TX coverage multiplier 0.85.
FEMA hazard, Goliad, TX: 74/100; Goliad, TX declarations, three years: 3; Goliad, TX perils: 2 hurricane; Goliad, TX five-year count 2 (severity 3.0); Goliad, TX ten-year 2; hazard-weighted, Goliad, TX: 15.0.
Declared incidents on the Goliad, TX record: 2024 Hurricane 2 (Goliad, TX).
NFIP claims, Goliad, TX, three years: none; Goliad, TX claim-stress 0/100.
Goliad, TX monthly score fell, 40 (March 2026) to 37 (October 2026); Goliad, TX by month: March 40, April 40, May 40, June 40 (Goliad, TX), July 39, August 40, September 39, October 37.
Goliad, TX components: climate 73; Goliad, TX retreat index 37; Goliad, TX climate multiplier 0.85.
Construction distress, Goliad, TX: 98/100 as of August 2026 (Goliad, TX: 96/100 one-to-four unit, 2/100 multifamily).
Goliad, TX ZIPs, June 2026 (Goliad, TX, 6 highest): score 0 (Goliad, TX), climate 79 (Goliad, TX): 77905; score 0 (Goliad, TX), climate 71 (Goliad, TX): 78164; score 0 (Goliad, TX), climate 21 (Goliad, TX): 77960, 77963, 77993, 78107.
DLRadar rescores Goliad, TX monthly; Goliad, TX readings join Goliad, TX foreclosure, lien and ownership parcels (Goliad, TX), so cost-squeezed Goliad, TX owners surface before listing.
Inside Texas, Goliad County ranks 122nd of 254 counties for home-insurance distress at 38/100; Dewitt County (38/100) sits just above Goliad County, and Kenedy County (38/100) sits just below Goliad County.
Deterministic. Every Goliad County, TX signal traces to a public Goliad dataset (FEMA, NFIP, Census for Goliad, TX) · how insurance distress works in Goliad, TX · methodology
FAQ: Goliad County, TX insurance distress
What is the Goliad County, TX home-insurance-distress score?
Goliad, TX: 38/100 (LOW), #1,396 of 3,222, #122 in Texas. FEMA hazard, Goliad, TX: 74/100; NFIP stress, Goliad, TX: 0/100; construction, Goliad, TX: 98/100; Goliad, TX rescores monthly.
Is Goliad County insurance distress getting better or worse (TX)?
Goliad, TX: 40 in March 2026; Goliad, TX: 37 in October 2026 (better); Goliad, TX climate component 73.
Which Goliad County ZIP codes carry the most insurance distress (TX)?
Goliad, TX, June 2026: 77905 at 0, 78164 at 0, 77960 at 0, 77963 at 0; Goliad, TX climate scores there: 79, 71, 21, 21.
Why does Goliad, TX insurance distress create sellers?
A Goliad, TX premium outruns the Goliad, TX budget; a carrier leaves Goliad, TX; Goliad, TX carrying cost passes plan; Goliad, TX owners sell while current; Goliad, TX insurance distress leads Goliad, TX foreclosure data.