Grimes County, TX: Home-Insurance Distress & Forced-Sale Pressure
Grimes County, TX: 84/100 (severe) home-insurance distress; Grimes, TX band HIGH; Grimes, TX #252 of 3,222 counties; Grimes, TX #25 of 254 in Texas; raw Grimes, TX 86.8.
FEMA hazard, Grimes, TX: 90/100; Grimes, TX declarations, three years: 9; Grimes, TX perils: 2 hurricane, 4 flood; Grimes, TX five-year count 4 (severity 6.0); Grimes, TX ten-year 4; hazard-weighted, Grimes, TX: 27.0.
Declared incidents on the Grimes, TX record: 2026 Flood 2; 2024 Hurricane 2 (Grimes, TX); 2024 Flood 2 (Grimes, TX).
NFIP claims, Grimes, TX, three years: 6; Grimes, TX payouts $119,126; per Grimes, TX claim $19,854; Grimes, TX claim-stress 75/100.
Grimes, TX monthly score rose, 80 (March 2026) to 83 (October 2026); Grimes, TX by month: March 80, April 80, May 84, June 84 (Grimes, TX), July 82, August 84, September 82, October 83.
Grimes, TX components: climate 88, NFIP claims 75; Grimes, TX retreat index 83.
Construction distress, Grimes, TX: 85/100 as of August 2026 (Grimes, TX: 90/100 one-to-four unit, 83/100 multifamily).
Grimes, TX ZIPs, June 2026 (Grimes, TX, 12 highest): score 0 (Grimes, TX), climate 95 (Grimes, TX): 77356; score 0 (Grimes, TX), climate 94 (Grimes, TX): 77316; score 0 (Grimes, TX), climate 76 (Grimes, TX): 77873; score 0 (Grimes, TX), climate 75 (Grimes, TX): 77484; score 0 (Grimes, TX), climate 63 (Grimes, TX): 77868; score 0 (Grimes, TX), climate 57 (Grimes, TX): 77831; score 0 (Grimes, TX), climate 53 (Grimes, TX): 77363, 77830, 77861, 77875, Grimes, TX 77876; score 0 (Grimes, TX), climate 34 (Grimes, TX): 77872.
DLRadar rescores Grimes, TX monthly; Grimes, TX readings join Grimes, TX foreclosure, lien and ownership parcels (Grimes, TX), so cost-squeezed Grimes, TX owners surface before listing.
Inside Texas, Grimes County ranks 18th of 254 counties for home-insurance distress at 84/100; Calhoun County (85/100) sits just above Grimes County, and Nacogdoches County (83/100) sits just below Grimes County.
Deterministic. Every Grimes County, TX signal traces to a public Grimes dataset (FEMA, NFIP, Census for Grimes, TX) · how insurance distress works in Grimes, TX · methodology
FAQ: Grimes County, TX insurance distress
What is the Grimes County, TX home-insurance-distress score?
Grimes, TX: 84/100 (HIGH), #252 of 3,222, #25 in Texas. FEMA hazard, Grimes, TX: 90/100; NFIP stress, Grimes, TX: 75/100; construction, Grimes, TX: 85/100; Grimes, TX rescores monthly.
Is Grimes County insurance distress getting better or worse (TX)?
Grimes, TX: 80 in March 2026; Grimes, TX: 83 in October 2026 (worse); Grimes, TX climate component 88; Grimes, TX NFIP claims score 75.
How many flood-insurance claims has Grimes County, TX had?
Grimes, TX: 6 NFIP claims, three years; Grimes, TX paid $119,126; per Grimes, TX claim $19,854; carriers reprice Grimes, TX against that record.
Which Grimes County ZIP codes carry the most insurance distress (TX)?
Grimes, TX, June 2026: 77356 at 0, 77316 at 0, 77873 at 0, 77484 at 0; Grimes, TX climate scores there: 95, 94, 76, 75.
Why does Grimes, TX insurance distress create sellers?
A Grimes, TX premium outruns the Grimes, TX budget; a carrier leaves Grimes, TX; Grimes, TX carrying cost passes plan; Grimes, TX owners sell while current; Grimes, TX insurance distress leads Grimes, TX foreclosure data.