Hartley County, TX: Home-Insurance Distress & Forced-Sale Pressure
Hartley County, TX: 0/100 (low) home-insurance distress; Hartley, TX band ZERO; Hartley, TX #3,086 of 3,222 counties; Hartley, TX #217 of 254 in Texas; Hartley, TX coverage multiplier 0.70.
FEMA hazard, Hartley, TX: 0/100; Hartley, TX declarations, three years: none.
NFIP claims, Hartley, TX, three years: none; Hartley, TX claim-stress 0/100.
Hartley, TX monthly score: 0 in every month from March 2026 (Hartley, TX) through October 2026.
Hartley, TX components: all zero this month; Hartley, TX climate multiplier 0.70.
Construction distress, Hartley, TX: 51/100 as of August 2026 (Hartley, TX: 40/100 one-to-four unit, 32/100 multifamily).
Hartley, TX ZIPs, June 2026 (Hartley, TX, 4 highest): score 0 (Hartley, TX), climate 61 (Hartley, TX): 79029; score 0 (Hartley, TX), climate 46 (Hartley, TX): 79022; score 0 (Hartley, TX), climate 41 (Hartley, TX): 79044; score 0 (Hartley, TX), climate 40 (Hartley, TX): 79018.
DLRadar rescores Hartley, TX monthly; Hartley, TX readings join Hartley, TX foreclosure, lien and ownership parcels (Hartley, TX), so cost-squeezed Hartley, TX owners surface before listing.
Inside Texas, Hartley County ranks 217th of 254 counties for home-insurance distress at 0/100; Hardeman County (0/100) sits just above Hartley County, and Hudspeth County (0/100) sits just below Hartley County.
Deterministic. Every Hartley County, TX signal traces to a public Hartley dataset (FEMA, NFIP, Census for Hartley, TX) · how insurance distress works in Hartley, TX · methodology
FAQ: Hartley County, TX insurance distress
What is the Hartley County, TX home-insurance-distress score?
Hartley, TX: 0/100 (ZERO), #3,086 of 3,222, #217 in Texas. FEMA hazard, Hartley, TX: 0/100; NFIP stress, Hartley, TX: 0/100; construction, Hartley, TX: 51/100; Hartley, TX rescores monthly.
Is Hartley County insurance distress getting better or worse (TX)?
Hartley, TX: 0 in March 2026; Hartley, TX: 0 in October 2026 (unchanged).
Which Hartley County ZIP codes carry the most insurance distress (TX)?
Hartley, TX, June 2026: 79029 at 0, 79022 at 0, 79044 at 0, 79018 at 0; Hartley, TX climate scores there: 61, 46, 41, 40.
Why does Hartley, TX insurance distress create sellers?
A Hartley, TX premium outruns the Hartley, TX budget; a carrier leaves Hartley, TX; Hartley, TX carrying cost passes plan; Hartley, TX owners sell while current; Hartley, TX insurance distress leads Hartley, TX foreclosure data.