Hood County, TX: Home-Insurance Distress & Forced-Sale Pressure
Hood County, TX: 21/100 (low) home-insurance distress; Hood, TX band LOW; Hood, TX #2,104 of 3,222 counties; Hood, TX #181 of 254 in Texas; raw Hood, TX 24.4; Hood, TX coverage multiplier 0.85.
FEMA hazard, Hood, TX: 0/100; Hood, TX declarations, three years: none.
NFIP claims, Hood, TX, three years: 4; Hood, TX payouts $12,385; per Hood, TX claim $3,096; Hood, TX claim-stress 61/100.
Hood, TX monthly score fell, 22 (March 2026) to 21 (October 2026); Hood, TX by month: March 22, April 22, May 22, June 22 (Hood, TX), July 22, August 22, September 22, October 21.
Hood, TX components: NFIP claims 61; Hood, TX retreat index 21; Hood, TX climate multiplier 0.85.
Construction distress, Hood, TX: 47/100 as of August 2026 (Hood, TX: 44/100 one-to-four unit, 72/100 multifamily).
Hood, TX ZIPs, June 2026 (Hood, TX, 8 highest): score 0 (Hood, TX), climate 82 (Hood, TX): 76087; score 0 (Hood, TX), climate 81 (Hood, TX): 76033, 76035; score 0 (Hood, TX), climate 73 (Hood, TX): 76462; score 0 (Hood, TX), climate 71 (Hood, TX): 76049, 76476; score 0 (Hood, TX), climate 67 (Hood, TX): 76048, 76433.
DLRadar rescores Hood, TX monthly; Hood, TX readings join Hood, TX foreclosure, lien and ownership parcels (Hood, TX), so cost-squeezed Hood, TX owners surface before listing.
Inside Texas, Hood County ranks 181st of 254 counties for home-insurance distress at 21/100; Haskell County (23/100) sits just above Hood County, and Somervell County (20/100) sits just below Hood County.
Deterministic. Every Hood County, TX signal traces to a public Hood dataset (FEMA, NFIP, Census for Hood, TX) · how insurance distress works in Hood, TX · methodology
FAQ: Hood County, TX insurance distress
What is the Hood County, TX home-insurance-distress score?
Hood, TX: 21/100 (LOW), #2,104 of 3,222, #181 in Texas. FEMA hazard, Hood, TX: 0/100; NFIP stress, Hood, TX: 61/100; construction, Hood, TX: 47/100; Hood, TX rescores monthly.
Is Hood County insurance distress getting better or worse (TX)?
Hood, TX: 22 in March 2026; Hood, TX: 21 in October 2026 (better); Hood, TX NFIP claims score 61.
How many flood-insurance claims has Hood County, TX had?
Hood, TX: 4 NFIP claims, three years; Hood, TX paid $12,385; per Hood, TX claim $3,096; carriers reprice Hood, TX against that record.
Which Hood County ZIP codes carry the most insurance distress (TX)?
Hood, TX, June 2026: 76087 at 0, 76033 at 0, 76035 at 0, 76462 at 0; Hood, TX climate scores there: 82, 81, 81, 73.
Why does Hood, TX insurance distress create sellers?
A Hood, TX premium outruns the Hood, TX budget; a carrier leaves Hood, TX; Hood, TX carrying cost passes plan; Hood, TX owners sell while current; Hood, TX insurance distress leads Hood, TX foreclosure data.