Jasper County, TX: Home-Insurance Distress & Forced-Sale Pressure
Jasper County, TX: 87/100 (severe) home-insurance distress; Jasper, TX band HIGH; Jasper, TX #174 of 3,222 counties; Jasper, TX #12 of 254 in Texas; raw Jasper, TX 91.1.
FEMA hazard, Jasper, TX: 84/100; Jasper, TX declarations, three years: 6; Jasper, TX perils: 2 hurricane, 2 flood; Jasper, TX five-year count 4 (severity 6.0); Jasper, TX ten-year 4; hazard-weighted, Jasper, TX: 21.0.
Declared incidents on the Jasper, TX record: 2024 Hurricane 2; 2024 Flood 2 (Jasper, TX).
NFIP claims, Jasper, TX, three years: 15; Jasper, TX payouts $1,052,386; per Jasper, TX claim $70,159; Jasper, TX claim-stress 91/100.
Jasper, TX monthly score rose, 85 (March 2026) to 86 (October 2026); Jasper, TX by month: March 85, April 85, May 90, June 90 (Jasper, TX), July 87, August 89, September 88, October 86.
Jasper, TX components: climate 83, NFIP claims 91; Jasper, TX retreat index 86.
Construction distress, Jasper, TX: 55/100 as of August 2026 (Jasper, TX: 79/100 one-to-four unit, 2/100 multifamily).
Jasper, TX ZIPs, June 2026 (Jasper, TX, 9 highest): score 0 (Jasper, TX), climate 81 (Jasper, TX): 77662; score 0 (Jasper, TX), climate 68 (Jasper, TX): 75980; score 0 (Jasper, TX), climate 56 (Jasper, TX): 75951, 77615; score 0 (Jasper, TX), climate 52 (Jasper, TX): 75956; score 0 (Jasper, TX), climate 48 (Jasper, TX): 75931; score 0 (Jasper, TX), climate 44 (Jasper, TX): 77612; score 0 (Jasper, TX), climate 24 (Jasper, TX): 75933; score 0 (Jasper, TX), climate 22 (Jasper, TX): 75966.
DLRadar rescores Jasper, TX monthly; Jasper, TX readings join Jasper, TX foreclosure, lien and ownership parcels (Jasper, TX), so cost-squeezed Jasper, TX owners surface before listing.
Inside Texas, Jasper County ranks 11th of 254 counties for home-insurance distress at 87/100; Newton County (87/100) sits just above Jasper County, and Bowie County (86/100) sits just below Jasper County.
Deterministic. Every Jasper County, TX signal traces to a public Jasper dataset (FEMA, NFIP, Census for Jasper, TX) · how insurance distress works in Jasper, TX · methodology
FAQ: Jasper County, TX insurance distress
What is the Jasper County, TX home-insurance-distress score?
Jasper, TX: 87/100 (HIGH), #174 of 3,222, #12 in Texas. FEMA hazard, Jasper, TX: 84/100; NFIP stress, Jasper, TX: 91/100; construction, Jasper, TX: 55/100; Jasper, TX rescores monthly.
Is Jasper County insurance distress getting better or worse (TX)?
Jasper, TX: 85 in March 2026; Jasper, TX: 86 in October 2026 (worse); Jasper, TX climate component 83; Jasper, TX NFIP claims score 91.
How many flood-insurance claims has Jasper County, TX had?
Jasper, TX: 15 NFIP claims, three years; Jasper, TX paid $1,052,386; per Jasper, TX claim $70,159; carriers reprice Jasper, TX against that record.
Which Jasper County ZIP codes carry the most insurance distress (TX)?
Jasper, TX, June 2026: 77662 at 0, 75980 at 0, 75951 at 0, 77615 at 0; Jasper, TX climate scores there: 81, 68, 56, 56.
Why does Jasper, TX insurance distress create sellers?
A Jasper, TX premium outruns the Jasper, TX budget; a carrier leaves Jasper, TX; Jasper, TX carrying cost passes plan; Jasper, TX owners sell while current; Jasper, TX insurance distress leads Jasper, TX foreclosure data.