Johnson County, TX: Home-Insurance Distress & Forced-Sale Pressure
Johnson County, TX: 29/100 (moderate) home-insurance distress; Johnson, TX band LOW; Johnson, TX #1,642 of 3,222 counties; Johnson, TX #144 of 254 in Texas; raw Johnson, TX 33.9; Johnson, TX coverage multiplier 0.85.
FEMA hazard, Johnson, TX: 0/100; Johnson, TX declarations, three years: none.
NFIP claims, Johnson, TX, three years: 8; Johnson, TX payouts $397,224; per Johnson, TX claim $49,653; Johnson, TX claim-stress 85/100.
Johnson, TX monthly score: 29 in every month from March 2026 (Johnson, TX) through October 2026.
Johnson, TX components: NFIP claims 85; Johnson, TX retreat index 29; Johnson, TX climate multiplier 0.85.
Construction distress, Johnson, TX: 44/100 as of August 2026 (Johnson, TX: 31/100 one-to-four unit, 95/100 multifamily).
Johnson, TX ZIPs, June 2026 (Johnson, TX, 16 highest): score 0 (Johnson, TX), climate 97 (Johnson, TX): 76036; score 0 (Johnson, TX), climate 96 (Johnson, TX): 76063; score 0 (Johnson, TX), climate 90 (Johnson, TX): 76028; score 0 (Johnson, TX), climate 87 (Johnson, TX): 76009, 76031, 76044, 76058, Johnson, TX 76059, 76061; score 0 (Johnson, TX), climate 85 (Johnson, TX): 76084; score 0 (Johnson, TX), climate 84 (Johnson, TX): 76093; score 0 (Johnson, TX), climate 83 (Johnson, TX): 76050; score 0 (Johnson, TX), climate 81 (Johnson, TX): 76033, 76035; score 0 (Johnson, TX), climate 71 (Johnson, TX): 76049; score 0 (Johnson, TX), climate 24 (Johnson, TX): 76070.
DLRadar rescores Johnson, TX monthly; Johnson, TX readings join Johnson, TX foreclosure, lien and ownership parcels (Johnson, TX), so cost-squeezed Johnson, TX owners surface before listing.
Inside Texas, Johnson County ranks 144th of 254 counties for home-insurance distress at 29/100; Ector County (29/100) sits just above Johnson County, and Wichita County (28/100) sits just below Johnson County.
Deterministic. Every Johnson County, TX signal traces to a public Johnson dataset (FEMA, NFIP, Census for Johnson, TX) · how insurance distress works in Johnson, TX · methodology
FAQ: Johnson County, TX insurance distress
What is the Johnson County, TX home-insurance-distress score?
Johnson, TX: 29/100 (LOW), #1,642 of 3,222, #144 in Texas. FEMA hazard, Johnson, TX: 0/100; NFIP stress, Johnson, TX: 85/100; construction, Johnson, TX: 44/100; Johnson, TX rescores monthly.
Is Johnson County insurance distress getting better or worse (TX)?
Johnson, TX: 29 in March 2026; Johnson, TX: 29 in October 2026 (unchanged); Johnson, TX NFIP claims score 85.
How many flood-insurance claims has Johnson County, TX had?
Johnson, TX: 8 NFIP claims, three years; Johnson, TX paid $397,224; per Johnson, TX claim $49,653; carriers reprice Johnson, TX against that record.
Which Johnson County ZIP codes carry the most insurance distress (TX)?
Johnson, TX, June 2026: 76036 at 0, 76063 at 0, 76028 at 0, 76009 at 0; Johnson, TX climate scores there: 97, 96, 90, 87.
Why does Johnson, TX insurance distress create sellers?
A Johnson, TX premium outruns the Johnson, TX budget; a carrier leaves Johnson, TX; Johnson, TX carrying cost passes plan; Johnson, TX owners sell while current; Johnson, TX insurance distress leads Johnson, TX foreclosure data.