Kaufman County, TX: Home-Insurance Distress & Forced-Sale Pressure
Kaufman County, TX: 65/100 (elevated) home-insurance distress; Kaufman, TX band MEDIUM; Kaufman, TX #787 of 3,222 counties; Kaufman, TX #85 of 254 in Texas.
FEMA hazard, Kaufman, TX: 52/100; Kaufman, TX declarations, three years: 2; Kaufman, TX perils: 2 flood; Kaufman, TX five-year count 2 (severity 3.0); Kaufman, TX ten-year 2; hazard-weighted, Kaufman, TX: 4.0.
Declared incidents on the Kaufman, TX record: 2024 Flood 2 (Kaufman, TX).
NFIP claims, Kaufman, TX, three years: 10; Kaufman, TX payouts $376,797; per Kaufman, TX claim $37,680; Kaufman, TX claim-stress 84/100.
Kaufman, TX monthly score fell, 69 (March 2026) to 65 (October 2026); Kaufman, TX by month: March 69, April 69, May 69, June 69 (Kaufman, TX), July 66, August 65, September 65, October 65.
Kaufman, TX components: climate 52, NFIP claims 84; Kaufman, TX retreat index 65.
Construction distress, Kaufman, TX: 62/100 as of August 2026 (Kaufman, TX: 64/100 one-to-four unit, 3/100 multifamily).
Kaufman, TX ZIPs, June 2026 (Kaufman, TX, 13 highest): score 0 (Kaufman, TX), climate 92 (Kaufman, TX): 75159; score 0 (Kaufman, TX), climate 82 (Kaufman, TX): 75474; score 0 (Kaufman, TX), climate 81 (Kaufman, TX): 75156; score 0 (Kaufman, TX), climate 80 (Kaufman, TX): 75143; score 0 (Kaufman, TX), climate 79 (Kaufman, TX): 75114, 75126, 75142, 75157, Kaufman, TX 75158, 75160, 75161; score 0 (Kaufman, TX), climate 69 (Kaufman, TX): 75147; score 0 (Kaufman, TX), climate 62 (Kaufman, TX): 75169.
DLRadar rescores Kaufman, TX monthly; Kaufman, TX readings join Kaufman, TX foreclosure, lien and ownership parcels (Kaufman, TX), so cost-squeezed Kaufman, TX owners surface before listing.
Inside Texas, Kaufman County ranks 85th of 254 counties for home-insurance distress at 65/100; Crockett County (65/100) sits just above Kaufman County, and Ellis County (64/100) sits just below Kaufman County.
Deterministic. Every Kaufman County, TX signal traces to a public Kaufman dataset (FEMA, NFIP, Census for Kaufman, TX) · how insurance distress works in Kaufman, TX · methodology
FAQ: Kaufman County, TX insurance distress
What is the Kaufman County, TX home-insurance-distress score?
Kaufman, TX: 65/100 (MEDIUM), #787 of 3,222, #85 in Texas. FEMA hazard, Kaufman, TX: 52/100; NFIP stress, Kaufman, TX: 84/100; construction, Kaufman, TX: 62/100; Kaufman, TX rescores monthly.
Is Kaufman County insurance distress getting better or worse (TX)?
Kaufman, TX: 69 in March 2026; Kaufman, TX: 65 in October 2026 (better); Kaufman, TX climate component 52; Kaufman, TX NFIP claims score 84.
How many flood-insurance claims has Kaufman County, TX had?
Kaufman, TX: 10 NFIP claims, three years; Kaufman, TX paid $376,797; per Kaufman, TX claim $37,680; carriers reprice Kaufman, TX against that record.
Which Kaufman County ZIP codes carry the most insurance distress (TX)?
Kaufman, TX, June 2026: 75159 at 0, 75474 at 0, 75156 at 0, 75143 at 0; Kaufman, TX climate scores there: 92, 82, 81, 80.
Why does Kaufman, TX insurance distress create sellers?
A Kaufman, TX premium outruns the Kaufman, TX budget; a carrier leaves Kaufman, TX; Kaufman, TX carrying cost passes plan; Kaufman, TX owners sell while current; Kaufman, TX insurance distress leads Kaufman, TX foreclosure data.