Kendall County, TX: Home-Insurance Distress & Forced-Sale Pressure
Kendall County, TX: 82/100 (severe) home-insurance distress; Kendall, TX band HIGH; Kendall, TX #283 of 3,222 counties; Kendall, TX #22 of 254 in Texas.
FEMA hazard, Kendall, TX: 78/100; Kendall, TX declarations, three years: 6; Kendall, TX perils: 6 flood; Kendall, TX five-year count 4 (severity 6.0); Kendall, TX ten-year 4; hazard-weighted, Kendall, TX: 12.0.
Declared incidents on the Kendall, TX record: 2026 Flood 4; 2025 Flood 2 (Kendall, TX); 2023 Winter Storm 2 (Kendall, TX).
NFIP claims, Kendall, TX, three years: 34; Kendall, TX payouts $1,103,027; per Kendall, TX claim $32,442; Kendall, TX claim-stress 89/100.
Kendall, TX monthly score rose, 63 (March 2026) to 82 (October 2026); Kendall, TX by month: March 63, April 63, May 62, June 62 (Kendall, TX), July 70, August 70, September 75, October 82.
Kendall, TX components: climate 77, NFIP claims 89; Kendall, TX retreat index 82.
Construction distress, Kendall, TX: 23/100 as of August 2026 (Kendall, TX: 19/100 one-to-four unit, 29/100 multifamily).
Kendall, TX ZIPs, June 2026 (Kendall, TX, 9 highest): score 0 (Kendall, TX), climate 86 (Kendall, TX): 78070; score 0 (Kendall, TX), climate 84 (Kendall, TX): 78015; score 0 (Kendall, TX), climate 70 (Kendall, TX): 78006, 78013; score 0 (Kendall, TX), climate 67 (Kendall, TX): 78004, 78027, 78074; score 0 (Kendall, TX), climate 57 (Kendall, TX): 78624; score 0 (Kendall, TX), climate 43 (Kendall, TX): 78606.
DLRadar rescores Kendall, TX monthly; Kendall, TX readings join Kendall, TX foreclosure, lien and ownership parcels (Kendall, TX), so cost-squeezed Kendall, TX owners surface before listing.
Inside Texas, Kendall County ranks 22nd of 254 counties for home-insurance distress at 82/100; Tyler County (83/100) sits just above Kendall County, and Gillespie County (82/100) sits just below Kendall County.
Deterministic. Every Kendall County, TX signal traces to a public Kendall dataset (FEMA, NFIP, Census for Kendall, TX) · how insurance distress works in Kendall, TX · methodology
FAQ: Kendall County, TX insurance distress
What is the Kendall County, TX home-insurance-distress score?
Kendall, TX: 82/100 (HIGH), #283 of 3,222, #22 in Texas. FEMA hazard, Kendall, TX: 78/100; NFIP stress, Kendall, TX: 89/100; construction, Kendall, TX: 23/100; Kendall, TX rescores monthly.
Is Kendall County insurance distress getting better or worse (TX)?
Kendall, TX: 63 in March 2026; Kendall, TX: 82 in October 2026 (worse); Kendall, TX climate component 77; Kendall, TX NFIP claims score 89.
How many flood-insurance claims has Kendall County, TX had?
Kendall, TX: 34 NFIP claims, three years; Kendall, TX paid $1,103,027; per Kendall, TX claim $32,442; carriers reprice Kendall, TX against that record.
Which Kendall County ZIP codes carry the most insurance distress (TX)?
Kendall, TX, June 2026: 78070 at 0, 78015 at 0, 78006 at 0, 78013 at 0; Kendall, TX climate scores there: 86, 84, 70, 70.
Why does Kendall, TX insurance distress create sellers?
A Kendall, TX premium outruns the Kendall, TX budget; a carrier leaves Kendall, TX; Kendall, TX carrying cost passes plan; Kendall, TX owners sell while current; Kendall, TX insurance distress leads Kendall, TX foreclosure data.