Kleberg County, TX: Home-Insurance Distress & Forced-Sale Pressure
Kleberg County, TX: 67/100 (elevated) home-insurance distress; Kleberg, TX band MEDIUM; Kleberg, TX #705 of 3,222 counties; Kleberg, TX #72 of 254 in Texas.
FEMA hazard, Kleberg, TX: 74/100; Kleberg, TX declarations, three years: 2; Kleberg, TX perils: 2 hurricane; Kleberg, TX five-year count 2 (severity 3.0); Kleberg, TX ten-year 2; hazard-weighted, Kleberg, TX: 10.0.
Declared incidents on the Kleberg, TX record: 2024 Hurricane 2 (Kleberg, TX).
NFIP claims, Kleberg, TX, three years: 3; Kleberg, TX payouts $1,885; per Kleberg, TX claim $628; Kleberg, TX claim-stress 57/100.
Kleberg, TX monthly score fell, 71 (March 2026) to 67 (October 2026); Kleberg, TX by month: March 71, April 71, May 71, June 71 (Kleberg, TX), July 70, August 71, September 69, October 67.
Kleberg, TX components: climate 73, NFIP claims 57; Kleberg, TX retreat index 67.
Construction distress, Kleberg, TX: 81/100 as of August 2026 (Kleberg, TX: 80/100 one-to-four unit, 15/100 multifamily).
Kleberg, TX ZIPs, June 2026 (Kleberg, TX, 4 highest): score 0 (Kleberg, TX), climate 89 (Kleberg, TX): 78418; score 0 (Kleberg, TX), climate 81 (Kleberg, TX): 78363, 78379; score 0 (Kleberg, TX), climate 58 (Kleberg, TX): 78355.
DLRadar rescores Kleberg, TX monthly; Kleberg, TX readings join Kleberg, TX foreclosure, lien and ownership parcels (Kleberg, TX), so cost-squeezed Kleberg, TX owners surface before listing.
Inside Texas, Kleberg County ranks 72nd of 254 counties for home-insurance distress at 67/100; Van Zandt County (67/100) sits just above Kleberg County, and Starr County (67/100) sits just below Kleberg County.
Deterministic. Every Kleberg County, TX signal traces to a public Kleberg dataset (FEMA, NFIP, Census for Kleberg, TX) · how insurance distress works in Kleberg, TX · methodology
FAQ: Kleberg County, TX insurance distress
What is the Kleberg County, TX home-insurance-distress score?
Kleberg, TX: 67/100 (MEDIUM), #705 of 3,222, #72 in Texas. FEMA hazard, Kleberg, TX: 74/100; NFIP stress, Kleberg, TX: 57/100; construction, Kleberg, TX: 81/100; Kleberg, TX rescores monthly.
Is Kleberg County insurance distress getting better or worse (TX)?
Kleberg, TX: 71 in March 2026; Kleberg, TX: 67 in October 2026 (better); Kleberg, TX climate component 73; Kleberg, TX NFIP claims score 57.
How many flood-insurance claims has Kleberg County, TX had?
Kleberg, TX: 3 NFIP claims, three years; Kleberg, TX paid $1,885; per Kleberg, TX claim $628; carriers reprice Kleberg, TX against that record.
Which Kleberg County ZIP codes carry the most insurance distress (TX)?
Kleberg, TX, June 2026: 78418 at 0, 78363 at 0, 78379 at 0, 78355 at 0; Kleberg, TX climate scores there: 89, 81, 81, 58.
Why does Kleberg, TX insurance distress create sellers?
A Kleberg, TX premium outruns the Kleberg, TX budget; a carrier leaves Kleberg, TX; Kleberg, TX carrying cost passes plan; Kleberg, TX owners sell while current; Kleberg, TX insurance distress leads Kleberg, TX foreclosure data.