Lee County, TX: Home-Insurance Distress & Forced-Sale Pressure
Lee County, TX: 43/100 (moderate) home-insurance distress; Lee, TX band MEDIUM; Lee, TX #1,281 of 3,222 counties; Lee, TX #107 of 254 in Texas; raw Lee, TX 50.4; Lee, TX coverage multiplier 0.85.
FEMA hazard, Lee, TX: 84/100; Lee, TX declarations, three years: 4; Lee, TX perils: 2 hurricane, 2 flood; Lee, TX five-year count 6 (severity 8.0); Lee, TX ten-year 6; hazard-weighted, Lee, TX: 14.0.
Declared incidents on the Lee, TX record: 2024 Hurricane 2; 2024 Flood 2 (Lee, TX); 2023 Winter Storm 2 (Lee, TX).
NFIP claims, Lee, TX, three years: none; Lee, TX claim-stress 0/100.
Lee, TX monthly score held, 42 (March 2026) to 42 (October 2026); Lee, TX by month: March 42, April 42, May 46, June 46 (Lee, TX), July 43, August 45, September 44, October 42.
Lee, TX components: climate 83; Lee, TX retreat index 42; Lee, TX climate multiplier 0.85.
Construction distress, Lee, TX: 10/100 as of August 2026 (Lee, TX: 16/100 one-to-four unit, 1/100 multifamily).
Lee, TX ZIPs, June 2026 (Lee, TX, 9 highest): score 0 (Lee, TX), climate 82 (Lee, TX): 78621; score 0 (Lee, TX), climate 73 (Lee, TX): 78659; score 0 (Lee, TX), climate 69 (Lee, TX): 78650; score 0 (Lee, TX), climate 57 (Lee, TX): 78945; score 0 (Lee, TX), climate 47 (Lee, TX): 78946; score 0 (Lee, TX), climate 44 (Lee, TX): 78942; score 0 (Lee, TX), climate 41 (Lee, TX): 77853, 78947, 78948.
DLRadar rescores Lee, TX monthly; Lee, TX readings join Lee, TX foreclosure, lien and ownership parcels (Lee, TX), so cost-squeezed Lee, TX owners surface before listing.
Inside Texas, Lee County ranks 107th of 254 counties for home-insurance distress at 43/100; Freestone County (43/100) sits just above Lee County, and Milam County (43/100) sits just below Lee County.
Deterministic. Every Lee County, TX signal traces to a public Lee dataset (FEMA, NFIP, Census for Lee, TX) · how insurance distress works in Lee, TX · methodology
FAQ: Lee County, TX insurance distress
What is the Lee County, TX home-insurance-distress score?
Lee, TX: 43/100 (MEDIUM), #1,281 of 3,222, #107 in Texas. FEMA hazard, Lee, TX: 84/100; NFIP stress, Lee, TX: 0/100; construction, Lee, TX: 10/100; Lee, TX rescores monthly.
Is Lee County insurance distress getting better or worse (TX)?
Lee, TX: 42 in March 2026; Lee, TX: 42 in October 2026 (unchanged); Lee, TX climate component 83.
Which Lee County ZIP codes carry the most insurance distress (TX)?
Lee, TX, June 2026: 78621 at 0, 78659 at 0, 78650 at 0, 78945 at 0; Lee, TX climate scores there: 82, 73, 69, 57.
Why does Lee, TX insurance distress create sellers?
A Lee, TX premium outruns the Lee, TX budget; a carrier leaves Lee, TX; Lee, TX carrying cost passes plan; Lee, TX owners sell while current; Lee, TX insurance distress leads Lee, TX foreclosure data.