Limestone County, TX: Home-Insurance Distress & Forced-Sale Pressure
Limestone County, TX: 57/100 (elevated) home-insurance distress; Limestone, TX band MEDIUM; Limestone, TX #976 of 3,222 counties; Limestone, TX #98 of 254 in Texas.
FEMA hazard, Limestone, TX: 52/100; Limestone, TX declarations, three years: 2; Limestone, TX perils: 2 flood; Limestone, TX five-year count 4 (severity 5.0); Limestone, TX ten-year 4; hazard-weighted, Limestone, TX: 4.0.
Declared incidents on the Limestone, TX record: 2024 Flood 3; 2023 Winter Storm 2 (Limestone, TX).
NFIP claims, Limestone, TX, three years: 3; Limestone, TX payouts $27,037; per Limestone, TX claim $9,012; Limestone, TX claim-stress 64/100.
Limestone, TX monthly score fell, 62 (March 2026) to 57 (October 2026); Limestone, TX by month: March 62, April 62, May 61, June 61 (Limestone, TX), July 58, August 57, September 58, October 57.
Limestone, TX components: climate 52, NFIP claims 64; Limestone, TX retreat index 57.
Construction distress, Limestone, TX: 31/100 as of August 2026 (Limestone, TX: 30/100 one-to-four unit, 12/100 multifamily).
Limestone, TX ZIPs, June 2026 (Limestone, TX, 14 highest): score 0 (Limestone, TX), climate 86 (Limestone, TX): 76624; score 0 (Limestone, TX), climate 68 (Limestone, TX): 76648; score 0 (Limestone, TX), climate 64 (Limestone, TX): 76673; score 0 (Limestone, TX), climate 61 (Limestone, TX): 76664; score 0 (Limestone, TX), climate 59 (Limestone, TX): 76693; score 0 (Limestone, TX), climate 54 (Limestone, TX): 75846; score 0 (Limestone, TX), climate 52 (Limestone, TX): 75838, 76635, 76642, 76667, Limestone, TX 76678, 76686; score 0 (Limestone, TX), climate 48 (Limestone, TX): 76687; score 0 (Limestone, TX), climate 40 (Limestone, TX): 76653.
DLRadar rescores Limestone, TX monthly; Limestone, TX readings join Limestone, TX foreclosure, lien and ownership parcels (Limestone, TX), so cost-squeezed Limestone, TX owners surface before listing.
Inside Texas, Limestone County ranks 98th of 254 counties for home-insurance distress at 57/100; Randall County (58/100) sits just above Limestone County, and Gonzales County (55/100) sits just below Limestone County.
Deterministic. Every Limestone County, TX signal traces to a public Limestone dataset (FEMA, NFIP, Census for Limestone, TX) · how insurance distress works in Limestone, TX · methodology
FAQ: Limestone County, TX insurance distress
What is the Limestone County, TX home-insurance-distress score?
Limestone, TX: 57/100 (MEDIUM), #976 of 3,222, #98 in Texas. FEMA hazard, Limestone, TX: 52/100; NFIP stress, Limestone, TX: 64/100; construction, Limestone, TX: 31/100; Limestone, TX rescores monthly.
Is Limestone County insurance distress getting better or worse (TX)?
Limestone, TX: 62 in March 2026; Limestone, TX: 57 in October 2026 (better); Limestone, TX climate component 52; Limestone, TX NFIP claims score 64.
How many flood-insurance claims has Limestone County, TX had?
Limestone, TX: 3 NFIP claims, three years; Limestone, TX paid $27,037; per Limestone, TX claim $9,012; carriers reprice Limestone, TX against that record.
Which Limestone County ZIP codes carry the most insurance distress (TX)?
Limestone, TX, June 2026: 76624 at 0, 76648 at 0, 76673 at 0, 76664 at 0; Limestone, TX climate scores there: 86, 68, 64, 61.
Why does Limestone, TX insurance distress create sellers?
A Limestone, TX premium outruns the Limestone, TX budget; a carrier leaves Limestone, TX; Limestone, TX carrying cost passes plan; Limestone, TX owners sell while current; Limestone, TX insurance distress leads Limestone, TX foreclosure data.