Mason County, TX: Home-Insurance Distress & Forced-Sale Pressure
Mason County, TX: 40/100 (moderate) home-insurance distress; Mason, TX band LOW; Mason, TX #1,330 of 3,222 counties; Mason, TX #118 of 254 in Texas; raw Mason, TX 46.8; Mason, TX coverage multiplier 0.85.
FEMA hazard, Mason, TX: 78/100; Mason, TX declarations, three years: 6; Mason, TX perils: 6 flood; Mason, TX five-year count 2 (severity 4.0); Mason, TX ten-year 2; hazard-weighted, Mason, TX: 12.0.
Declared incidents on the Mason, TX record: 2026 Flood 4; 2025 Flood 2 (Mason, TX).
NFIP claims, Mason, TX, three years: none; Mason, TX claim-stress 0/100.
Mason, TX monthly score rose, 30 (March 2026) to 39 (October 2026); Mason, TX by month: March 30, April 30, May 30, June 30 (Mason, TX), July 36, August 36, September 40, October 39.
Mason, TX components: climate 77; Mason, TX retreat index 39; Mason, TX climate multiplier 0.85.
Construction distress, Mason, TX: 63/100 as of August 2026 (Mason, TX: 63/100 one-to-four unit, 0/100 multifamily).
Mason, TX ZIPs, June 2026 (Mason, TX, 6 highest): score 0 (Mason, TX), climate 38 (Mason, TX): 78618; score 0 (Mason, TX), climate 20 (Mason, TX): 76869; score 0 (Mason, TX), climate 9 (Mason, TX): 76820, 76825, 76856; score 0 (Mason, TX), climate 8 (Mason, TX): 76842.
DLRadar rescores Mason, TX monthly; Mason, TX readings join Mason, TX foreclosure, lien and ownership parcels (Mason, TX), so cost-squeezed Mason, TX owners surface before listing.
Inside Texas, Mason County ranks 118th of 254 counties for home-insurance distress at 40/100; Edwards County (40/100) sits just above Mason County, and Schleicher County (40/100) sits just below Mason County.
Deterministic. Every Mason County, TX signal traces to a public Mason dataset (FEMA, NFIP, Census for Mason, TX) · how insurance distress works in Mason, TX · methodology
FAQ: Mason County, TX insurance distress
What is the Mason County, TX home-insurance-distress score?
Mason, TX: 40/100 (LOW), #1,330 of 3,222, #118 in Texas. FEMA hazard, Mason, TX: 78/100; NFIP stress, Mason, TX: 0/100; construction, Mason, TX: 63/100; Mason, TX rescores monthly.
Is Mason County insurance distress getting better or worse (TX)?
Mason, TX: 30 in March 2026; Mason, TX: 39 in October 2026 (worse); Mason, TX climate component 77.
Which Mason County ZIP codes carry the most insurance distress (TX)?
Mason, TX, June 2026: 78618 at 0, 76869 at 0, 76820 at 0, 76825 at 0; Mason, TX climate scores there: 38, 20, 9, 9.
Why does Mason, TX insurance distress create sellers?
A Mason, TX premium outruns the Mason, TX budget; a carrier leaves Mason, TX; Mason, TX carrying cost passes plan; Mason, TX owners sell while current; Mason, TX insurance distress leads Mason, TX foreclosure data.