Matagorda County, TX: Home-Insurance Distress & Forced-Sale Pressure
Matagorda County, TX: 79/100 (severe) home-insurance distress; Matagorda, TX band MEDIUM; Matagorda, TX #387 of 3,222 counties; Matagorda, TX #31 of 254 in Texas.
FEMA hazard, Matagorda, TX: 74/100; Matagorda, TX declarations, three years: 2; Matagorda, TX perils: 2 hurricane; Matagorda, TX five-year count 2 (severity 3.0); Matagorda, TX ten-year 2; hazard-weighted, Matagorda, TX: 10.0.
Declared incidents on the Matagorda, TX record: 2024 Hurricane 2 (Matagorda, TX).
NFIP claims, Matagorda, TX, three years: 132; Matagorda, TX payouts $1,759,216; per Matagorda, TX claim $13,327; Matagorda, TX claim-stress 86/100.
Matagorda, TX monthly score fell, 82 (March 2026) to 79 (October 2026); Matagorda, TX by month: March 82, April 82, May 82, June 82 (Matagorda, TX), July 81, August 82, September 80, October 79.
Matagorda, TX components: climate 73, NFIP claims 86; Matagorda, TX retreat index 79.
Construction distress, Matagorda, TX: 71/100 as of August 2026 (Matagorda, TX: 58/100 one-to-four unit, 99/100 multifamily).
Matagorda, TX ZIPs, June 2026 (Matagorda, TX, 14 highest): score 0 (Matagorda, TX), climate 91 (Matagorda, TX): 77480; score 0 (Matagorda, TX), climate 81 (Matagorda, TX): 77420; score 0 (Matagorda, TX), climate 78 (Matagorda, TX): 77414, 77415, 77419, 77428, Matagorda, TX 77440, 77456, 77457, 77458, Matagorda, TX 77468, 77482, 77483; score 0 (Matagorda, TX), climate 76 (Matagorda, TX): 77465.
DLRadar rescores Matagorda, TX monthly; Matagorda, TX readings join Matagorda, TX foreclosure, lien and ownership parcels (Matagorda, TX), so cost-squeezed Matagorda, TX owners surface before listing.
Inside Texas, Matagorda County ranks 31st of 254 counties for home-insurance distress at 79/100; Austin County (80/100) sits just above Matagorda County, and Nueces County (78/100) sits just below Matagorda County.
Deterministic. Every Matagorda County, TX signal traces to a public Matagorda dataset (FEMA, NFIP, Census for Matagorda, TX) · how insurance distress works in Matagorda, TX · methodology
FAQ: Matagorda County, TX insurance distress
What is the Matagorda County, TX home-insurance-distress score?
Matagorda, TX: 79/100 (MEDIUM), #387 of 3,222, #31 in Texas. FEMA hazard, Matagorda, TX: 74/100; NFIP stress, Matagorda, TX: 86/100; construction, Matagorda, TX: 71/100; Matagorda, TX rescores monthly.
Is Matagorda County insurance distress getting better or worse (TX)?
Matagorda, TX: 82 in March 2026; Matagorda, TX: 79 in October 2026 (better); Matagorda, TX climate component 73; Matagorda, TX NFIP claims score 86.
How many flood-insurance claims has Matagorda County, TX had?
Matagorda, TX: 132 NFIP claims, three years; Matagorda, TX paid $1,759,216; per Matagorda, TX claim $13,327; carriers reprice Matagorda, TX against that record.
Which Matagorda County ZIP codes carry the most insurance distress (TX)?
Matagorda, TX, June 2026: 77480 at 0, 77420 at 0, 77414 at 0, 77415 at 0; Matagorda, TX climate scores there: 91, 81, 78, 78.
Why does Matagorda, TX insurance distress create sellers?
A Matagorda, TX premium outruns the Matagorda, TX budget; a carrier leaves Matagorda, TX; Matagorda, TX carrying cost passes plan; Matagorda, TX owners sell while current; Matagorda, TX insurance distress leads Matagorda, TX foreclosure data.