Midland County, TX: Home-Insurance Distress & Forced-Sale Pressure
Midland County, TX: 27/100 (moderate) home-insurance distress; Midland, TX band LOW; Midland, TX #1,706 of 3,222 counties; Midland, TX #175 of 254 in Texas; raw Midland, TX 31.6; Midland, TX coverage multiplier 0.85.
FEMA hazard, Midland, TX: 0/100; Midland, TX declarations, three years: none.
NFIP claims, Midland, TX, three years: 4; Midland, TX payouts $178,000; per Midland, TX claim $44,500; Midland, TX claim-stress 79/100.
Midland, TX monthly score: 27 in every month from March 2026 (Midland, TX) through October 2026.
Midland, TX components: NFIP claims 79; Midland, TX retreat index 27; Midland, TX climate multiplier 0.85.
Construction distress, Midland, TX: 91/100 as of August 2026 (Midland, TX: 91/100 one-to-four unit, 10/100 multifamily).
Midland, TX ZIPs, June 2026 (Midland, TX, 9 highest): score 0 (Midland, TX), climate 82 (Midland, TX): 79701, 79703, 79707, 79765; score 0 (Midland, TX), climate 77 (Midland, TX): 79706; score 0 (Midland, TX), climate 67 (Midland, TX): 79766; score 0 (Midland, TX), climate 49 (Midland, TX): 79705; score 0 (Midland, TX), climate 21 (Midland, TX): 79782; score 0 (Midland, TX), climate 8 (Midland, TX): 79755.
DLRadar rescores Midland, TX monthly; Midland, TX readings join Midland, TX foreclosure, lien and ownership parcels (Midland, TX), so cost-squeezed Midland, TX owners surface before listing.
Inside Texas, Midland County ranks 149th of 254 counties for home-insurance distress at 27/100; Hunt County (27/100) sits just above Midland County, and Armstrong County (27/100) sits just below Midland County.
Deterministic. Every Midland County, TX signal traces to a public Midland dataset (FEMA, NFIP, Census for Midland, TX) · how insurance distress works in Midland, TX · methodology
FAQ: Midland County, TX insurance distress
What is the Midland County, TX home-insurance-distress score?
Midland, TX: 27/100 (LOW), #1,706 of 3,222, #175 in Texas. FEMA hazard, Midland, TX: 0/100; NFIP stress, Midland, TX: 79/100; construction, Midland, TX: 91/100; Midland, TX rescores monthly.
Is Midland County insurance distress getting better or worse (TX)?
Midland, TX: 27 in March 2026; Midland, TX: 27 in October 2026 (unchanged); Midland, TX NFIP claims score 79.
How many flood-insurance claims has Midland County, TX had?
Midland, TX: 4 NFIP claims, three years; Midland, TX paid $178,000; per Midland, TX claim $44,500; carriers reprice Midland, TX against that record.
Which Midland County ZIP codes carry the most insurance distress (TX)?
Midland, TX, June 2026: 79701 at 0, 79703 at 0, 79707 at 0, 79765 at 0; Midland, TX climate scores there: 82, 82, 82, 82.
Why does Midland, TX insurance distress create sellers?
A Midland, TX premium outruns the Midland, TX budget; a carrier leaves Midland, TX; Midland, TX carrying cost passes plan; Midland, TX owners sell while current; Midland, TX insurance distress leads Midland, TX foreclosure data.