Montague County, TX: Home-Insurance Distress & Forced-Sale Pressure
Montague County, TX: 61/100 (elevated) home-insurance distress; Montague, TX band MEDIUM; Montague, TX #870 of 3,222 counties; Montague, TX #92 of 254 in Texas.
FEMA hazard, Montague, TX: 52/100; Montague, TX declarations, three years: 2; Montague, TX perils: 2 flood; Montague, TX five-year count 2 (severity 3.0); Montague, TX ten-year 2; hazard-weighted, Montague, TX: 4.0.
Declared incidents on the Montague, TX record: 2024 Flood 2 (Montague, TX).
NFIP claims, Montague, TX, three years: 1; Montague, TX payouts $145,457; per Montague, TX claim $145,457; Montague, TX claim-stress 74/100.
Montague, TX monthly score fell, 66 (March 2026) to 61 (October 2026); Montague, TX by month: March 66, April 66, May 65, June 65 (Montague, TX), July 62, August 61, September 62, October 61.
Montague, TX components: climate 52, NFIP claims 74; Montague, TX retreat index 61.
Construction distress, Montague, TX: 24/100 as of August 2026 (Montague, TX: 24/100 one-to-four unit, 0/100 multifamily).
Montague, TX ZIPs, June 2026 (Montague, TX, 10 highest): score 0 (Montague, TX), climate 72 (Montague, TX): 76252; score 0 (Montague, TX), climate 60 (Montague, TX): 76225; score 0 (Montague, TX), climate 56 (Montague, TX): 76239, 76265; score 0 (Montague, TX), climate 55 (Montague, TX): 76270; score 0 (Montague, TX), climate 53 (Montague, TX): 76251, 76255; score 0 (Montague, TX), climate 39 (Montague, TX): 76261; score 0 (Montague, TX), climate 38 (Montague, TX): 76230; score 0 (Montague, TX), climate 19 (Montague, TX): 76228.
DLRadar rescores Montague, TX monthly; Montague, TX readings join Montague, TX foreclosure, lien and ownership parcels (Montague, TX), so cost-squeezed Montague, TX owners surface before listing.
Inside Texas, Montague County ranks 92nd of 254 counties for home-insurance distress at 61/100; Potter County (61/100) sits just above Montague County, and Brown County (61/100) sits just below Montague County.
Deterministic. Every Montague County, TX signal traces to a public Montague dataset (FEMA, NFIP, Census for Montague, TX) · how insurance distress works in Montague, TX · methodology
FAQ: Montague County, TX insurance distress
What is the Montague County, TX home-insurance-distress score?
Montague, TX: 61/100 (MEDIUM), #870 of 3,222, #92 in Texas. FEMA hazard, Montague, TX: 52/100; NFIP stress, Montague, TX: 74/100; construction, Montague, TX: 24/100; Montague, TX rescores monthly.
Is Montague County insurance distress getting better or worse (TX)?
Montague, TX: 66 in March 2026; Montague, TX: 61 in October 2026 (better); Montague, TX climate component 52; Montague, TX NFIP claims score 74.
How many flood-insurance claims has Montague County, TX had?
Montague, TX: 1 NFIP claims, three years; Montague, TX paid $145,457; per Montague, TX claim $145,457; carriers reprice Montague, TX against that record.
Which Montague County ZIP codes carry the most insurance distress (TX)?
Montague, TX, June 2026: 76252 at 0, 76225 at 0, 76239 at 0, 76265 at 0; Montague, TX climate scores there: 72, 60, 56, 56.
Why does Montague, TX insurance distress create sellers?
A Montague, TX premium outruns the Montague, TX budget; a carrier leaves Montague, TX; Montague, TX carrying cost passes plan; Montague, TX owners sell while current; Montague, TX insurance distress leads Montague, TX foreclosure data.