Red River County, TX: Home-Insurance Distress & Forced-Sale Pressure
Red River County, TX: 27/100 (moderate) home-insurance distress; Red River, TX band LOW; Red River, TX #1,827 of 3,222 counties; Red River, TX #170 of 254 in Texas; raw Red River, TX 31.2; Red River, TX coverage multiplier 0.85.
FEMA hazard, Red River, TX: 52/100; Red River, TX declarations, three years: 2; Red River, TX perils: 2 flood; Red River, TX five-year count 4 (severity 5.0); Red River, TX ten-year 4; hazard-weighted, Red River, TX: 4.0.
Declared incidents on the Red River, TX record: 2024 Flood 2; 2023 Winter Storm 2 (Red River, TX).
NFIP claims, Red River, TX, three years: none; Red River, TX claim-stress 0/100.
Red River, TX monthly score fell, 30 (March 2026) to 26 (October 2026); Red River, TX by month: March 30, April 30, May 30, June 30 (Red River, TX), July 27, August 26, September 27, October 26.
Red River, TX components: climate 52; Red River, TX retreat index 26; Red River, TX climate multiplier 0.85.
Construction distress, Red River, TX: 59/100 as of August 2026 (Red River, TX: 54/100 one-to-four unit, 22/100 multifamily).
Red River, TX ZIPs, June 2026 (Red River, TX, 9 highest): score 0 (Red River, TX), climate 77 (Red River, TX): 75416; score 0 (Red River, TX), climate 76 (Red River, TX): 75559; score 0 (Red River, TX), climate 68 (Red River, TX): 75435; score 0 (Red River, TX), climate 62 (Red River, TX): 75554; score 0 (Red River, TX), climate 60 (Red River, TX): 75436; score 0 (Red River, TX), climate 58 (Red River, TX): 75412, 75417, 75426, 75550.
DLRadar rescores Red River, TX monthly; Red River, TX readings join Red River, TX foreclosure, lien and ownership parcels (Red River, TX), so cost-squeezed Red River, TX owners surface before listing.
Inside Texas, Red River County ranks 170th of 254 counties for home-insurance distress at 27/100; Rains County (27/100) sits just above Red River County, and Reeves County (27/100) sits just below Red River County.
Deterministic. Every Red River County, TX signal traces to a public Red River dataset (FEMA, NFIP, Census for Red River, TX) · how insurance distress works in Red River, TX · methodology
FAQ: Red River County, TX insurance distress
What is the Red River County, TX home-insurance-distress score?
Red River, TX: 27/100 (LOW), #1,827 of 3,222, #170 in Texas. FEMA hazard, Red River, TX: 52/100; NFIP stress, Red River, TX: 0/100; construction, Red River, TX: 59/100; Red River, TX rescores monthly.
Is Red River County insurance distress getting better or worse (TX)?
Red River, TX: 30 in March 2026; Red River, TX: 26 in October 2026 (better); Red River, TX climate component 52.
Which Red River County ZIP codes carry the most insurance distress (TX)?
Red River, TX, June 2026: 75416 at 0, 75559 at 0, 75435 at 0, 75554 at 0; Red River, TX climate scores there: 77, 76, 68, 62.
Why does Red River, TX insurance distress create sellers?
A Red River, TX premium outruns the Red River, TX budget; a carrier leaves Red River, TX; Red River, TX carrying cost passes plan; Red River, TX owners sell while current; Red River, TX insurance distress leads Red River, TX foreclosure data.