Roberts County, TX: Home-Insurance Distress & Forced-Sale Pressure
Roberts County, TX: 27/100 (moderate) home-insurance distress; Roberts, TX band LOW; Roberts, TX #1,829 of 3,222 counties; Roberts, TX #163 of 254 in Texas; raw Roberts, TX 35.3; Roberts, TX coverage multiplier 0.85.
FEMA hazard, Roberts, TX: 52/100; Roberts, TX declarations, three years: 3; Roberts, TX perils: 2 fire; Roberts, TX five-year count 2 (severity 3.0); Roberts, TX ten-year 2; hazard-weighted, Roberts, TX: 6.0.
Declared incidents on the Roberts, TX record: 2024 Fire 2 (Roberts, TX).
NFIP claims, Roberts, TX, three years: none; Roberts, TX claim-stress 0/100.
Roberts, TX monthly score fell, 30 (March 2026) to 26 (October 2026); Roberts, TX by month: March 30, April 30, May 30, June 30 (Roberts, TX), July 27, August 26, September 27, October 26.
Roberts, TX components: climate 52; Roberts, TX retreat index 26; Roberts, TX climate multiplier 0.85.
Construction distress, Roberts, TX: 71/100 as of August 2026 (Roberts, TX: 71/100 one-to-four unit, 0/100 multifamily).
Roberts, TX ZIPs, June 2026 (Roberts, TX, 5 highest): score 0 (Roberts, TX), climate 47 (Roberts, TX): 79065; score 0 (Roberts, TX), climate 43 (Roberts, TX): 79081; score 0 (Roberts, TX), climate 39 (Roberts, TX): 79070; score 0 (Roberts, TX), climate 19 (Roberts, TX): 79014; score 0 (Roberts, TX), climate 11 (Roberts, TX): 79059.
DLRadar rescores Roberts, TX monthly; Roberts, TX readings join Roberts, TX foreclosure, lien and ownership parcels (Roberts, TX), so cost-squeezed Roberts, TX owners surface before listing.
Inside Texas, Roberts County ranks 172nd of 254 counties for home-insurance distress at 27/100; Reeves County (27/100) sits just above Roberts County, and Sterling County (27/100) sits just below Roberts County.
Deterministic. Every Roberts County, TX signal traces to a public Roberts dataset (FEMA, NFIP, Census for Roberts, TX) · how insurance distress works in Roberts, TX · methodology
FAQ: Roberts County, TX insurance distress
What is the Roberts County, TX home-insurance-distress score?
Roberts, TX: 27/100 (LOW), #1,829 of 3,222, #163 in Texas. FEMA hazard, Roberts, TX: 52/100; NFIP stress, Roberts, TX: 0/100; construction, Roberts, TX: 71/100; Roberts, TX rescores monthly.
Is Roberts County insurance distress getting better or worse (TX)?
Roberts, TX: 30 in March 2026; Roberts, TX: 26 in October 2026 (better); Roberts, TX climate component 52.
Which Roberts County ZIP codes carry the most insurance distress (TX)?
Roberts, TX, June 2026: 79065 at 0, 79081 at 0, 79070 at 0, 79014 at 0; Roberts, TX climate scores there: 47, 43, 39, 19.
Why does Roberts, TX insurance distress create sellers?
A Roberts, TX premium outruns the Roberts, TX budget; a carrier leaves Roberts, TX; Roberts, TX carrying cost passes plan; Roberts, TX owners sell while current; Roberts, TX insurance distress leads Roberts, TX foreclosure data.