Rusk County, TX: Home-Insurance Distress & Forced-Sale Pressure
Rusk County, TX: 72/100 (severe) home-insurance distress; Rusk, TX band MEDIUM; Rusk, TX #571 of 3,222 counties; Rusk, TX #57 of 254 in Texas.
FEMA hazard, Rusk, TX: 84/100; Rusk, TX declarations, three years: 4; Rusk, TX perils: 2 hurricane, 2 flood; Rusk, TX five-year count 4 (severity 6.0); Rusk, TX ten-year 4; hazard-weighted, Rusk, TX: 14.0.
Declared incidents on the Rusk, TX record: 2024 Hurricane 2; 2024 Flood 2 (Rusk, TX).
NFIP claims, Rusk, TX, three years: 2; Rusk, TX payouts $3,118; per Rusk, TX claim $1,559; Rusk, TX claim-stress 55/100.
Rusk, TX monthly score fell, 73 (March 2026) to 72 (October 2026); Rusk, TX by month: March 73, April 73, May 77, June 77 (Rusk, TX), July 74, August 76, September 75, October 72.
Rusk, TX components: climate 83, NFIP claims 55; Rusk, TX retreat index 72.
Construction distress, Rusk, TX: 11/100 as of August 2026 (Rusk, TX: 11/100 one-to-four unit, 7/100 multifamily).
Rusk, TX ZIPs, June 2026 (Rusk, TX, 16 highest): score 0 (Rusk, TX), climate 82 (Rusk, TX): 75603; score 0 (Rusk, TX), climate 72 (Rusk, TX): 75662; score 0 (Rusk, TX), climate 69 (Rusk, TX): 75760, 75946; score 0 (Rusk, TX), climate 67 (Rusk, TX): 75789; score 0 (Rusk, TX), climate 59 (Rusk, TX): 75641; score 0 (Rusk, TX), climate 57 (Rusk, TX): 75684; score 0 (Rusk, TX), climate 55 (Rusk, TX): 75784; score 0 (Rusk, TX), climate 52 (Rusk, TX): 75652, 75654, 75658, 75667, Rusk, TX 75680, 75681, 75682, 75687.
DLRadar rescores Rusk, TX monthly; Rusk, TX readings join Rusk, TX foreclosure, lien and ownership parcels (Rusk, TX), so cost-squeezed Rusk, TX owners surface before listing.
Inside Texas, Rusk County ranks 57th of 254 counties for home-insurance distress at 72/100; Maverick County (73/100) sits just above Rusk County, and Val Verde County (72/100) sits just below Rusk County.
Deterministic. Every Rusk County, TX signal traces to a public Rusk dataset (FEMA, NFIP, Census for Rusk, TX) · how insurance distress works in Rusk, TX · methodology
FAQ: Rusk County, TX insurance distress
What is the Rusk County, TX home-insurance-distress score?
Rusk, TX: 72/100 (MEDIUM), #571 of 3,222, #57 in Texas. FEMA hazard, Rusk, TX: 84/100; NFIP stress, Rusk, TX: 55/100; construction, Rusk, TX: 11/100; Rusk, TX rescores monthly.
Is Rusk County insurance distress getting better or worse (TX)?
Rusk, TX: 73 in March 2026; Rusk, TX: 72 in October 2026 (better); Rusk, TX climate component 83; Rusk, TX NFIP claims score 55.
How many flood-insurance claims has Rusk County, TX had?
Rusk, TX: 2 NFIP claims, three years; Rusk, TX paid $3,118; per Rusk, TX claim $1,559; carriers reprice Rusk, TX against that record.
Which Rusk County ZIP codes carry the most insurance distress (TX)?
Rusk, TX, June 2026: 75603 at 0, 75662 at 0, 75760 at 0, 75946 at 0; Rusk, TX climate scores there: 82, 72, 69, 69.
Why does Rusk, TX insurance distress create sellers?
A Rusk, TX premium outruns the Rusk, TX budget; a carrier leaves Rusk, TX; Rusk, TX carrying cost passes plan; Rusk, TX owners sell while current; Rusk, TX insurance distress leads Rusk, TX foreclosure data.