San Patricio County, TX: Home-Insurance Distress & Forced-Sale Pressure
San Patricio County, TX: 83/100 (severe) home-insurance distress; San Patricio, TX band HIGH; San Patricio, TX #266 of 3,222 counties; San Patricio, TX #20 of 254 in Texas; raw San Patricio, TX 87.5.
FEMA hazard, San Patricio, TX: 84/100; San Patricio, TX declarations, three years: 6; San Patricio, TX perils: 2 hurricane, 2 fire; San Patricio, TX five-year count 4 (severity 7.0); San Patricio, TX ten-year 4; hazard-weighted, San Patricio, TX: 21.0.
Declared incidents on the San Patricio, TX record: 2025 Fire 2; 2024 Hurricane 2 (San Patricio, TX).
NFIP claims, San Patricio, TX, three years: 12; San Patricio, TX payouts $317,058; per San Patricio, TX claim $26,421; San Patricio, TX claim-stress 82/100.
San Patricio, TX monthly score rose, 82 (March 2026) to 83 (October 2026); San Patricio, TX by month: March 82, April 82, May 87, June 87 (San Patricio, TX), July 84, August 86, September 84, October 83.
San Patricio, TX components: climate 83, NFIP claims 82; San Patricio, TX retreat index 83.
Construction distress, San Patricio, TX: 38/100 as of August 2026 (San Patricio, TX: 38/100 one-to-four unit, 6/100 multifamily).
San Patricio, TX ZIPs, June 2026 (San Patricio, TX, 9 highest): score 0 (San Patricio, TX), climate 82 (San Patricio, TX): 78352, 78359, 78362, 78370, San Patricio, TX 78374; score 0 (San Patricio, TX), climate 80 (San Patricio, TX): 78336, 78390; score 0 (San Patricio, TX), climate 77 (San Patricio, TX): 78387; score 0 (San Patricio, TX), climate 66 (San Patricio, TX): 78368.
DLRadar rescores San Patricio, TX monthly; San Patricio, TX readings join San Patricio, TX foreclosure, lien and ownership parcels (San Patricio, TX), so cost-squeezed San Patricio, TX owners surface before listing.
Inside Texas, San Patricio County ranks 20th of 254 counties for home-insurance distress at 83/100; Nacogdoches County (83/100) sits just above San Patricio County, and Tyler County (83/100) sits just below San Patricio County.
Deterministic. Every San Patricio County, TX signal traces to a public San Patricio dataset (FEMA, NFIP, Census for San Patricio, TX) · how insurance distress works in San Patricio, TX · methodology
FAQ: San Patricio County, TX insurance distress
What is the San Patricio County, TX home-insurance-distress score?
San Patricio, TX: 83/100 (HIGH), #266 of 3,222, #20 in Texas. FEMA hazard, San Patricio, TX: 84/100; NFIP stress, San Patricio, TX: 82/100; construction, San Patricio, TX: 38/100; San Patricio, TX rescores monthly.
Is San Patricio County insurance distress getting better or worse (TX)?
San Patricio, TX: 82 in March 2026; San Patricio, TX: 83 in October 2026 (worse); San Patricio, TX climate component 83; San Patricio, TX NFIP claims score 82.
How many flood-insurance claims has San Patricio County, TX had?
San Patricio, TX: 12 NFIP claims, three years; San Patricio, TX paid $317,058; per San Patricio, TX claim $26,421; carriers reprice San Patricio, TX against that record.
Which San Patricio County ZIP codes carry the most insurance distress (TX)?
San Patricio, TX, June 2026: 78352 at 0, 78359 at 0, 78362 at 0, 78370 at 0; San Patricio, TX climate scores there: 82, 82, 82, 82.
Why does San Patricio, TX insurance distress create sellers?
A San Patricio, TX premium outruns the San Patricio, TX budget; a carrier leaves San Patricio, TX; San Patricio, TX carrying cost passes plan; San Patricio, TX owners sell while current; San Patricio, TX insurance distress leads San Patricio, TX foreclosure data.