Starr County, TX: Home-Insurance Distress & Forced-Sale Pressure
Starr County, TX: 67/100 (elevated) home-insurance distress; Starr, TX band MEDIUM; Starr, TX #723 of 3,222 counties; Starr, TX #73 of 254 in Texas.
FEMA hazard, Starr, TX: 52/100; Starr, TX declarations, three years: 2; Starr, TX perils: 2 flood; Starr, TX five-year count 2 (severity 4.0); Starr, TX ten-year 2; hazard-weighted, Starr, TX: 4.0.
Declared incidents on the Starr, TX record: 2025 Flood 3 (Starr, TX).
NFIP claims, Starr, TX, three years: 12; Starr, TX payouts $672,576; per Starr, TX claim $56,048; Starr, TX claim-stress 88/100.
Starr, TX monthly score fell, 70 (March 2026) to 66 (October 2026); Starr, TX by month: March 70, April 70, May 70, June 70 (Starr, TX), July 67, August 66, September 66, October 66.
Starr, TX components: climate 52, NFIP claims 88; Starr, TX retreat index 66.
Construction distress, Starr, TX: 2/100 as of August 2026 (Starr, TX: 1/100 one-to-four unit, 2/100 multifamily).
Starr, TX ZIPs, June 2026 (Starr, TX, 11 highest): score 0 (Starr, TX), climate 98 (Starr, TX): 78563; score 0 (Starr, TX), climate 94 (Starr, TX): 78595; score 0 (Starr, TX), climate 78 (Starr, TX): 78536, 78547, 78548, 78582, Starr, TX 78584, 78585, 78588, 78591; score 0 (Starr, TX), climate 49 (Starr, TX): 78545.
DLRadar rescores Starr, TX monthly; Starr, TX readings join Starr, TX foreclosure, lien and ownership parcels (Starr, TX), so cost-squeezed Starr, TX owners surface before listing.
Inside Texas, Starr County ranks 73rd of 254 counties for home-insurance distress at 67/100; Kleberg County (67/100) sits just above Starr County, and Lamar County (66/100) sits just below Starr County.
Deterministic. Every Starr County, TX signal traces to a public Starr dataset (FEMA, NFIP, Census for Starr, TX) · how insurance distress works in Starr, TX · methodology
FAQ: Starr County, TX insurance distress
What is the Starr County, TX home-insurance-distress score?
Starr, TX: 67/100 (MEDIUM), #723 of 3,222, #73 in Texas. FEMA hazard, Starr, TX: 52/100; NFIP stress, Starr, TX: 88/100; construction, Starr, TX: 2/100; Starr, TX rescores monthly.
Is Starr County insurance distress getting better or worse (TX)?
Starr, TX: 70 in March 2026; Starr, TX: 66 in October 2026 (better); Starr, TX climate component 52; Starr, TX NFIP claims score 88.
How many flood-insurance claims has Starr County, TX had?
Starr, TX: 12 NFIP claims, three years; Starr, TX paid $672,576; per Starr, TX claim $56,048; carriers reprice Starr, TX against that record.
Which Starr County ZIP codes carry the most insurance distress (TX)?
Starr, TX, June 2026: 78563 at 0, 78595 at 0, 78536 at 0, 78547 at 0; Starr, TX climate scores there: 98, 94, 78, 78.
Why does Starr, TX insurance distress create sellers?
A Starr, TX premium outruns the Starr, TX budget; a carrier leaves Starr, TX; Starr, TX carrying cost passes plan; Starr, TX owners sell while current; Starr, TX insurance distress leads Starr, TX foreclosure data.