Sutton County, TX: Home-Insurance Distress & Forced-Sale Pressure
Sutton County, TX: 69/100 (elevated) home-insurance distress; Sutton, TX band MEDIUM; Sutton, TX #664 of 3,222 counties; Sutton, TX #64 of 254 in Texas; raw Sutton, TX 73.9.
FEMA hazard, Sutton, TX: 78/100; Sutton, TX declarations, three years: 9; Sutton, TX perils: 6 flood; Sutton, TX five-year count 2 (severity 4.0); Sutton, TX ten-year 2; hazard-weighted, Sutton, TX: 18.0.
Declared incidents on the Sutton, TX record: 2026 Flood 4; 2025 Flood 2 (Sutton, TX).
NFIP claims, Sutton, TX, three years: 2; Sutton, TX payouts $2,530; per Sutton, TX claim $1,265; Sutton, TX claim-stress 55/100.
Sutton, TX monthly score rose, 58 (March 2026) to 68 (October 2026); Sutton, TX by month: March 58, April 58, May 58, June 58 (Sutton, TX), July 66, August 66, September 71, October 68.
Sutton, TX components: climate 77, NFIP claims 55; Sutton, TX retreat index 68.
Construction distress, Sutton, TX: 33/100 as of August 2026 (Sutton, TX: 33/100 one-to-four unit, 0/100 multifamily).
Sutton, TX ZIPs, June 2026 (Sutton, TX, 2 highest): score 0 (Sutton, TX), climate 17 (Sutton, TX): 76874; score 0 (Sutton, TX), climate 10 (Sutton, TX): 76950.
DLRadar rescores Sutton, TX monthly; Sutton, TX readings join Sutton, TX foreclosure, lien and ownership parcels (Sutton, TX), so cost-squeezed Sutton, TX owners surface before listing.
Inside Texas, Sutton County ranks 66th of 254 counties for home-insurance distress at 69/100; Kimble County (69/100) sits just above Sutton County, and Burnet County (68/100) sits just below Sutton County.
Deterministic. Every Sutton County, TX signal traces to a public Sutton dataset (FEMA, NFIP, Census for Sutton, TX) · how insurance distress works in Sutton, TX · methodology
FAQ: Sutton County, TX insurance distress
What is the Sutton County, TX home-insurance-distress score?
Sutton, TX: 69/100 (MEDIUM), #664 of 3,222, #64 in Texas. FEMA hazard, Sutton, TX: 78/100; NFIP stress, Sutton, TX: 55/100; construction, Sutton, TX: 33/100; Sutton, TX rescores monthly.
Is Sutton County insurance distress getting better or worse (TX)?
Sutton, TX: 58 in March 2026; Sutton, TX: 68 in October 2026 (worse); Sutton, TX climate component 77; Sutton, TX NFIP claims score 55.
How many flood-insurance claims has Sutton County, TX had?
Sutton, TX: 2 NFIP claims, three years; Sutton, TX paid $2,530; per Sutton, TX claim $1,265; carriers reprice Sutton, TX against that record.
Which Sutton County ZIP codes carry the most insurance distress (TX)?
Sutton, TX, June 2026: 76874 at 0, 76950 at 0; Sutton, TX climate scores there: 17, 10.
Why does Sutton, TX insurance distress create sellers?
A Sutton, TX premium outruns the Sutton, TX budget; a carrier leaves Sutton, TX; Sutton, TX carrying cost passes plan; Sutton, TX owners sell while current; Sutton, TX insurance distress leads Sutton, TX foreclosure data.