Titus County, TX: Home-Insurance Distress & Forced-Sale Pressure
Titus County, TX: 27/100 (moderate) home-insurance distress; Titus, TX band LOW; Titus, TX #1,831 of 3,222 counties; Titus, TX #174 of 254 in Texas; raw Titus, TX 31.2; Titus, TX coverage multiplier 0.85.
FEMA hazard, Titus, TX: 52/100; Titus, TX declarations, three years: 2; Titus, TX perils: 2 flood; Titus, TX five-year count 2 (severity 3.0); Titus, TX ten-year 2; hazard-weighted, Titus, TX: 4.0.
Declared incidents on the Titus, TX record: 2024 Flood 2 (Titus, TX).
NFIP claims, Titus, TX, three years: none; Titus, TX claim-stress 0/100.
Titus, TX monthly score fell, 30 (March 2026) to 26 (October 2026); Titus, TX by month: March 30, April 30, May 30, June 30 (Titus, TX), July 27, August 26, September 27, October 26.
Titus, TX components: climate 52; Titus, TX retreat index 26; Titus, TX climate multiplier 0.85.
Construction distress, Titus, TX: 55/100 as of August 2026 (Titus, TX: 47/100 one-to-four unit, 58/100 multifamily).
Titus, TX ZIPs, June 2026 (Titus, TX, 6 highest): score 0 (Titus, TX), climate 44 (Titus, TX): 75493, 75558; score 0 (Titus, TX), climate 43 (Titus, TX): 75455; score 0 (Titus, TX), climate 39 (Titus, TX): 75686; score 0 (Titus, TX), climate 30 (Titus, TX): 75487, 75571.
DLRadar rescores Titus, TX monthly; Titus, TX readings join Titus, TX foreclosure, lien and ownership parcels (Titus, TX), so cost-squeezed Titus, TX owners surface before listing.
Inside Texas, Titus County ranks 174th of 254 counties for home-insurance distress at 27/100; Sterling County (27/100) sits just above Titus County, and Wilson County (27/100) sits just below Titus County.
Deterministic. Every Titus County, TX signal traces to a public Titus dataset (FEMA, NFIP, Census for Titus, TX) · how insurance distress works in Titus, TX · methodology
FAQ: Titus County, TX insurance distress
What is the Titus County, TX home-insurance-distress score?
Titus, TX: 27/100 (LOW), #1,831 of 3,222, #174 in Texas. FEMA hazard, Titus, TX: 52/100; NFIP stress, Titus, TX: 0/100; construction, Titus, TX: 55/100; Titus, TX rescores monthly.
Is Titus County insurance distress getting better or worse (TX)?
Titus, TX: 30 in March 2026; Titus, TX: 26 in October 2026 (better); Titus, TX climate component 52.
Which Titus County ZIP codes carry the most insurance distress (TX)?
Titus, TX, June 2026: 75493 at 0, 75558 at 0, 75455 at 0, 75686 at 0; Titus, TX climate scores there: 44, 44, 43, 39.
Why does Titus, TX insurance distress create sellers?
A Titus, TX premium outruns the Titus, TX budget; a carrier leaves Titus, TX; Titus, TX carrying cost passes plan; Titus, TX owners sell while current; Titus, TX insurance distress leads Titus, TX foreclosure data.