Tom Green County, TX: Home-Insurance Distress & Forced-Sale Pressure
Tom Green County, TX: 70/100 (severe) home-insurance distress; Tom Green, TX band MEDIUM; Tom Green, TX #639 of 3,222 counties; Tom Green, TX #65 of 254 in Texas; raw Tom Green, TX 73.8.
FEMA hazard, Tom Green, TX: 52/100; Tom Green, TX declarations, three years: 3; Tom Green, TX perils: 2 flood; Tom Green, TX five-year count 2 (severity 4.0); Tom Green, TX ten-year 2; hazard-weighted, Tom Green, TX: 6.0.
Declared incidents on the Tom Green, TX record: 2025 Flood 2 (Tom Green, TX).
NFIP claims, Tom Green, TX, three years: 70; Tom Green, TX payouts $5,070,017; per Tom Green, TX claim $72,429; Tom Green, TX claim-stress 96/100.
Tom Green, TX monthly score fell, 74 (March 2026) to 70 (October 2026); Tom Green, TX by month: March 74, April 74, May 73, June 73 (Tom Green, TX), July 70, August 69, September 70, October 70.
Tom Green, TX components: climate 52, NFIP claims 96; Tom Green, TX retreat index 70.
Construction distress, Tom Green, TX: 45/100 as of August 2026 (Tom Green, TX: 45/100 one-to-four unit, 11/100 multifamily).
Tom Green, TX ZIPs, June 2026 (Tom Green, TX, 16 highest): score 0 (Tom Green, TX), climate 75 (Tom Green, TX): 76902, 76903, 76905, 76908, Tom Green, TX 76909, 76934, 76939, 76940, Tom Green, TX 76957, 76958; score 0 (Tom Green, TX), climate 70 (Tom Green, TX): 76904; score 0 (Tom Green, TX), climate 61 (Tom Green, TX): 76937; score 0 (Tom Green, TX), climate 57 (Tom Green, TX): 76955; score 0 (Tom Green, TX), climate 55 (Tom Green, TX): 76861, 76901; score 0 (Tom Green, TX), climate 38 (Tom Green, TX): 76935.
DLRadar rescores Tom Green, TX monthly; Tom Green, TX readings join Tom Green, TX foreclosure, lien and ownership parcels (Tom Green, TX), so cost-squeezed Tom Green, TX owners surface before listing.
Inside Texas, Tom Green County ranks 63rd of 254 counties for home-insurance distress at 70/100; Real County (70/100) sits just above Tom Green County, and Williamson County (69/100) sits just below Tom Green County.
Deterministic. Every Tom Green County, TX signal traces to a public Tom Green dataset (FEMA, NFIP, Census for Tom Green, TX) · how insurance distress works in Tom Green, TX · methodology
FAQ: Tom Green County, TX insurance distress
What is the Tom Green County, TX home-insurance-distress score?
Tom Green, TX: 70/100 (MEDIUM), #639 of 3,222, #65 in Texas. FEMA hazard, Tom Green, TX: 52/100; NFIP stress, Tom Green, TX: 96/100; construction, Tom Green, TX: 45/100; Tom Green, TX rescores monthly.
Is Tom Green County insurance distress getting better or worse (TX)?
Tom Green, TX: 74 in March 2026; Tom Green, TX: 70 in October 2026 (better); Tom Green, TX climate component 52; Tom Green, TX NFIP claims score 96.
How many flood-insurance claims has Tom Green County, TX had?
Tom Green, TX: 70 NFIP claims, three years; Tom Green, TX paid $5,070,017; per Tom Green, TX claim $72,429; carriers reprice Tom Green, TX against that record.
Which Tom Green County ZIP codes carry the most insurance distress (TX)?
Tom Green, TX, June 2026: 76902 at 0, 76903 at 0, 76905 at 0, 76908 at 0; Tom Green, TX climate scores there: 75, 75, 75, 75.
Why does Tom Green, TX insurance distress create sellers?
A Tom Green, TX premium outruns the Tom Green, TX budget; a carrier leaves Tom Green, TX; Tom Green, TX carrying cost passes plan; Tom Green, TX owners sell while current; Tom Green, TX insurance distress leads Tom Green, TX foreclosure data.