Uvalde County, TX: Home-Insurance Distress & Forced-Sale Pressure
Uvalde County, TX: 85/100 (severe) home-insurance distress; Uvalde, TX band HIGH; Uvalde, TX #222 of 3,222 counties; Uvalde, TX #15 of 254 in Texas.
FEMA hazard, Uvalde, TX: 78/100; Uvalde, TX declarations, three years: 6; Uvalde, TX perils: 6 flood; Uvalde, TX five-year count 2 (severity 4.0); Uvalde, TX ten-year 2; hazard-weighted, Uvalde, TX: 12.0.
Declared incidents on the Uvalde, TX record: 2026 Flood 4; 2025 Flood 2 (Uvalde, TX).
NFIP claims, Uvalde, TX, three years: 37; Uvalde, TX payouts $3,731,611; per Uvalde, TX claim $100,854; Uvalde, TX claim-stress 96/100.
Uvalde, TX monthly score rose, 30 (March 2026) to 85 (October 2026); Uvalde, TX by month: March 30, April 30, May 30, June 30 (Uvalde, TX), July 36, August 36, September 40, October 85.
Uvalde, TX components: climate 77, NFIP claims 96; Uvalde, TX retreat index 85.
Construction distress, Uvalde, TX: 2/100 as of August 2026 (Uvalde, TX: 2/100 one-to-four unit, 0/100 multifamily).
Uvalde, TX ZIPs, June 2026 (Uvalde, TX, 8 highest): score 0 (Uvalde, TX), climate 66 (Uvalde, TX): 78802, 78838, 78870, 78881; score 0 (Uvalde, TX), climate 65 (Uvalde, TX): 78801; score 0 (Uvalde, TX), climate 63 (Uvalde, TX): 78884; score 0 (Uvalde, TX), climate 41 (Uvalde, TX): 78879; score 0 (Uvalde, TX), climate 27 (Uvalde, TX): 78833.
DLRadar rescores Uvalde, TX monthly; Uvalde, TX readings join Uvalde, TX foreclosure, lien and ownership parcels (Uvalde, TX), so cost-squeezed Uvalde, TX owners surface before listing.
Inside Texas, Uvalde County ranks 15th of 254 counties for home-insurance distress at 85/100; Willacy County (86/100) sits just above Uvalde County, and Trinity County (85/100) sits just below Uvalde County.
Deterministic. Every Uvalde County, TX signal traces to a public Uvalde dataset (FEMA, NFIP, Census for Uvalde, TX) · how insurance distress works in Uvalde, TX · methodology
FAQ: Uvalde County, TX insurance distress
What is the Uvalde County, TX home-insurance-distress score?
Uvalde, TX: 85/100 (HIGH), #222 of 3,222, #15 in Texas. FEMA hazard, Uvalde, TX: 78/100; NFIP stress, Uvalde, TX: 96/100; construction, Uvalde, TX: 2/100; Uvalde, TX rescores monthly.
Is Uvalde County insurance distress getting better or worse (TX)?
Uvalde, TX: 30 in March 2026; Uvalde, TX: 85 in October 2026 (worse); Uvalde, TX climate component 77; Uvalde, TX NFIP claims score 96.
How many flood-insurance claims has Uvalde County, TX had?
Uvalde, TX: 37 NFIP claims, three years; Uvalde, TX paid $3,731,611; per Uvalde, TX claim $100,854; carriers reprice Uvalde, TX against that record.
Which Uvalde County ZIP codes carry the most insurance distress (TX)?
Uvalde, TX, June 2026: 78802 at 0, 78838 at 0, 78870 at 0, 78881 at 0; Uvalde, TX climate scores there: 66, 66, 66, 66.
Why does Uvalde, TX insurance distress create sellers?
A Uvalde, TX premium outruns the Uvalde, TX budget; a carrier leaves Uvalde, TX; Uvalde, TX carrying cost passes plan; Uvalde, TX owners sell while current; Uvalde, TX insurance distress leads Uvalde, TX foreclosure data.