Victoria County, TX: Home-Insurance Distress & Forced-Sale Pressure
Victoria County, TX: 77/100 (severe) home-insurance distress; Victoria, TX band MEDIUM; Victoria, TX #449 of 3,222 counties; Victoria, TX #37 of 254 in Texas; raw Victoria, TX 83.1.
FEMA hazard, Victoria, TX: 74/100; Victoria, TX declarations, three years: 3; Victoria, TX perils: 2 hurricane; Victoria, TX five-year count 2 (severity 3.0); Victoria, TX ten-year 2; hazard-weighted, Victoria, TX: 15.0.
Declared incidents on the Victoria, TX record: 2024 Hurricane 2 (Victoria, TX).
NFIP claims, Victoria, TX, three years: 9; Victoria, TX payouts $276,136; per Victoria, TX claim $30,682; Victoria, TX claim-stress 82/100.
Victoria, TX monthly score fell, 80 (March 2026) to 77 (October 2026); Victoria, TX by month: March 80, April 80, May 80, June 80 (Victoria, TX), July 79, August 80, September 78, October 77.
Victoria, TX components: climate 73, NFIP claims 82; Victoria, TX retreat index 77.
Construction distress, Victoria, TX: 100/100 as of August 2026 (Victoria, TX: 4/100 one-to-four unit, 100/100 multifamily).
Victoria, TX ZIPs, June 2026 (Victoria, TX, 12 highest): score 0 (Victoria, TX), climate 86 (Victoria, TX): 77901, 77904, 77951, 77968, Victoria, TX 77973, 77976, 77977, 77988; score 0 (Victoria, TX), climate 81 (Victoria, TX): 77974; score 0 (Victoria, TX), climate 79 (Victoria, TX): 77905, 77995; score 0 (Victoria, TX), climate 66 (Victoria, TX): 77979.
DLRadar rescores Victoria, TX monthly; Victoria, TX readings join Victoria, TX foreclosure, lien and ownership parcels (Victoria, TX), so cost-squeezed Victoria, TX owners surface before listing.
Inside Texas, Victoria County ranks 38th of 254 counties for home-insurance distress at 77/100; San Saba County (77/100) sits just above Victoria County, and Bosque County (77/100) sits just below Victoria County.
Deterministic. Every Victoria County, TX signal traces to a public Victoria dataset (FEMA, NFIP, Census for Victoria, TX) · how insurance distress works in Victoria, TX · methodology
FAQ: Victoria County, TX insurance distress
What is the Victoria County, TX home-insurance-distress score?
Victoria, TX: 77/100 (MEDIUM), #449 of 3,222, #37 in Texas. FEMA hazard, Victoria, TX: 74/100; NFIP stress, Victoria, TX: 82/100; construction, Victoria, TX: 100/100; Victoria, TX rescores monthly.
Is Victoria County insurance distress getting better or worse (TX)?
Victoria, TX: 80 in March 2026; Victoria, TX: 77 in October 2026 (better); Victoria, TX climate component 73; Victoria, TX NFIP claims score 82.
How many flood-insurance claims has Victoria County, TX had?
Victoria, TX: 9 NFIP claims, three years; Victoria, TX paid $276,136; per Victoria, TX claim $30,682; carriers reprice Victoria, TX against that record.
Which Victoria County ZIP codes carry the most insurance distress (TX)?
Victoria, TX, June 2026: 77901 at 0, 77904 at 0, 77951 at 0, 77968 at 0; Victoria, TX climate scores there: 86, 86, 86, 86.
Why does Victoria, TX insurance distress create sellers?
A Victoria, TX premium outruns the Victoria, TX budget; a carrier leaves Victoria, TX; Victoria, TX carrying cost passes plan; Victoria, TX owners sell while current; Victoria, TX insurance distress leads Victoria, TX foreclosure data.