Washington County, TX: Home-Insurance Distress & Forced-Sale Pressure
Washington County, TX: 43/100 (moderate) home-insurance distress; Washington, TX band MEDIUM; Washington, TX #1,289 of 3,222 counties; Washington, TX #115 of 254 in Texas; raw Washington, TX 54.7; Washington, TX coverage multiplier 0.85.
FEMA hazard, Washington, TX: 84/100; Washington, TX declarations, three years: 6; Washington, TX perils: 2 hurricane, 2 flood; Washington, TX five-year count 4 (severity 6.0); Washington, TX ten-year 4; hazard-weighted, Washington, TX: 21.0.
Declared incidents on the Washington, TX record: 2024 Hurricane 2; 2024 Flood 2 (Washington, TX).
NFIP claims, Washington, TX, three years: none; Washington, TX claim-stress 0/100.
Washington, TX monthly score held, 42 (March 2026) to 42 (October 2026); Washington, TX by month: March 42, April 42, May 46, June 46 (Washington, TX), July 43, August 45, September 44, October 42.
Washington, TX components: climate 83; Washington, TX retreat index 42; Washington, TX climate multiplier 0.85.
Construction distress, Washington, TX: 91/100 as of August 2026 (Washington, TX: 97/100 one-to-four unit, 0/100 multifamily).
Washington, TX ZIPs, June 2026 (Washington, TX, 7 highest): score 0 (Washington, TX), climate 67 (Washington, TX): 77835, 77880; score 0 (Washington, TX), climate 66 (Washington, TX): 77833; score 0 (Washington, TX), climate 64 (Washington, TX): 77426; score 0 (Washington, TX), climate 63 (Washington, TX): 77868, 78932; score 0 (Washington, TX), climate 47 (Washington, TX): 78946.
DLRadar rescores Washington, TX monthly; Washington, TX readings join Washington, TX foreclosure, lien and ownership parcels (Washington, TX), so cost-squeezed Washington, TX owners surface before listing.
Inside Texas, Washington County ranks 115th of 254 counties for home-insurance distress at 43/100; Shelby County (43/100) sits just above Washington County, and Donley County (40/100) sits just below Washington County.
Deterministic. Every Washington County, TX signal traces to a public Washington dataset (FEMA, NFIP, Census for Washington, TX) · how insurance distress works in Washington, TX · methodology
FAQ: Washington County, TX insurance distress
What is the Washington County, TX home-insurance-distress score?
Washington, TX: 43/100 (MEDIUM), #1,289 of 3,222, #115 in Texas. FEMA hazard, Washington, TX: 84/100; NFIP stress, Washington, TX: 0/100; construction, Washington, TX: 91/100; Washington, TX rescores monthly.
Is Washington County insurance distress getting better or worse (TX)?
Washington, TX: 42 in March 2026; Washington, TX: 42 in October 2026 (unchanged); Washington, TX climate component 83.
Which Washington County ZIP codes carry the most insurance distress (TX)?
Washington, TX, June 2026: 77835 at 0, 77880 at 0, 77833 at 0, 77426 at 0; Washington, TX climate scores there: 67, 67, 66, 64.
Why does Washington, TX insurance distress create sellers?
A Washington, TX premium outruns the Washington, TX budget; a carrier leaves Washington, TX; Washington, TX carrying cost passes plan; Washington, TX owners sell while current; Washington, TX insurance distress leads Washington, TX foreclosure data.