Wilson County, TX: Home-Insurance Distress & Forced-Sale Pressure
Wilson County, TX: 27/100 (moderate) home-insurance distress; Wilson, TX band LOW; Wilson, TX #1,832 of 3,222 counties; Wilson, TX #166 of 254 in Texas; raw Wilson, TX 35.3; Wilson, TX coverage multiplier 0.85.
FEMA hazard, Wilson, TX: 52/100; Wilson, TX declarations, three years: 3; Wilson, TX perils: 2 flood; hazard-weighted, Wilson, TX: 6.0.
Declared incidents on the Wilson, TX record: 2026 Flood 2 (Wilson, TX).
NFIP claims, Wilson, TX, three years: none; Wilson, TX claim-stress 0/100.
Wilson, TX monthly score rose, 0 (March 2026) to 26 (October 2026); Wilson, TX by month: March 0, April 0, May 0, June 0 (Wilson, TX), July 27, August 26, September 27, October 26.
Wilson, TX components: climate 52; Wilson, TX retreat index 26; Wilson, TX climate multiplier 0.85.
Construction distress, Wilson, TX: 69/100 as of August 2026 (Wilson, TX: 68/100 one-to-four unit, 16/100 multifamily).
Wilson, TX ZIPs, June 2026 (Wilson, TX, 12 highest): score 0 (Wilson, TX), climate 99 (Wilson, TX): 78112; score 0 (Wilson, TX), climate 97 (Wilson, TX): 78223; score 0 (Wilson, TX), climate 88 (Wilson, TX): 78101; score 0 (Wilson, TX), climate 80 (Wilson, TX): 78140; score 0 (Wilson, TX), climate 79 (Wilson, TX): 78121; score 0 (Wilson, TX), climate 75 (Wilson, TX): 78143, 78147, 78160, 78161; score 0 (Wilson, TX), climate 73 (Wilson, TX): 78114; score 0 (Wilson, TX), climate 61 (Wilson, TX): 78113; score 0 (Wilson, TX), climate 55 (Wilson, TX): 78064.
DLRadar rescores Wilson, TX monthly; Wilson, TX readings join Wilson, TX foreclosure, lien and ownership parcels (Wilson, TX), so cost-squeezed Wilson, TX owners surface before listing.
Inside Texas, Wilson County ranks 175th of 254 counties for home-insurance distress at 27/100; Titus County (27/100) sits just above Wilson County, and Erath County (24/100) sits just below Wilson County.
Deterministic. Every Wilson County, TX signal traces to a public Wilson dataset (FEMA, NFIP, Census for Wilson, TX) · how insurance distress works in Wilson, TX · methodology
FAQ: Wilson County, TX insurance distress
What is the Wilson County, TX home-insurance-distress score?
Wilson, TX: 27/100 (LOW), #1,832 of 3,222, #166 in Texas. FEMA hazard, Wilson, TX: 52/100; NFIP stress, Wilson, TX: 0/100; construction, Wilson, TX: 69/100; Wilson, TX rescores monthly.
Is Wilson County insurance distress getting better or worse (TX)?
Wilson, TX: 0 in March 2026; Wilson, TX: 26 in October 2026 (worse); Wilson, TX climate component 52.
Which Wilson County ZIP codes carry the most insurance distress (TX)?
Wilson, TX, June 2026: 78112 at 0, 78223 at 0, 78101 at 0, 78140 at 0; Wilson, TX climate scores there: 99, 97, 88, 80.
Why does Wilson, TX insurance distress create sellers?
A Wilson, TX premium outruns the Wilson, TX budget; a carrier leaves Wilson, TX; Wilson, TX carrying cost passes plan; Wilson, TX owners sell while current; Wilson, TX insurance distress leads Wilson, TX foreclosure data.