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Wood County, TX: Home-Insurance Distress & Forced-Sale Pressure

Wood County, TX: 0/100 (low) home-insurance distress; Wood, TX band ZERO; Wood, TX #3,121 of 3,222 counties; Wood, TX #252 of 254 in Texas; Wood, TX coverage multiplier 0.70.

FEMA hazard, Wood, TX: 0/100; Wood, TX declarations, three years: none.

NFIP claims, Wood, TX, three years: none; Wood, TX claim-stress 0/100.

Wood, TX monthly score: 0 in every month from March 2026 (Wood, TX) through October 2026.

Wood, TX components: all zero this month; Wood, TX climate multiplier 0.70.

Construction distress, Wood, TX: 91/100 as of August 2026 (Wood, TX: 87/100 one-to-four unit, 100/100 multifamily).

Wood, TX ZIPs, June 2026 (Wood, TX, 12 highest): score 0 (Wood, TX), climate 70 (Wood, TX): 75471; score 0 (Wood, TX), climate 68 (Wood, TX): 75431; score 0 (Wood, TX), climate 64 (Wood, TX): 75755; score 0 (Wood, TX), climate 62 (Wood, TX): 75773; score 0 (Wood, TX), climate 60 (Wood, TX): 75497; score 0 (Wood, TX), climate 57 (Wood, TX): 75765, 75783; score 0 (Wood, TX), climate 53 (Wood, TX): 75494; score 0 (Wood, TX), climate 39 (Wood, TX): 75410; score 0 (Wood, TX), climate 35 (Wood, TX): 75451; score 0 (Wood, TX), climate 24 (Wood, TX): 75480; score 0 (Wood, TX), climate 16 (Wood, TX): 75440.

DLRadar rescores Wood, TX monthly; Wood, TX readings join Wood, TX foreclosure, lien and ownership parcels (Wood, TX), so cost-squeezed Wood, TX owners surface before listing.

Inside Texas, Wood County ranks 252nd of 254 counties for home-insurance distress at 0/100; Winkler County (0/100) sits just above Wood County, and Yoakum County (0/100) sits just below Wood County.

Insurance distress
0/100
Wood, TX: ZERO
National rank
#3121
Wood, TX: of 3,222 counties
FEMA hazard
0/100
Wood County hazard
NFIP claim stress
0/100
Wood, TX 3-year
Flood claims (3y)
0
Wood, TX
Claims paid (3y)
$0
Wood, TX payouts
Per claim
$0
Wood, TX
Construction distress
91/100
Wood, TX

Deterministic. Every Wood County, TX signal traces to a public Wood dataset (FEMA, NFIP, Census for Wood, TX) · how insurance distress works in Wood, TX · methodology

FAQ: Wood County, TX insurance distress

What is the Wood County, TX home-insurance-distress score?

Wood, TX: 0/100 (ZERO), #3,121 of 3,222, #252 in Texas. FEMA hazard, Wood, TX: 0/100; NFIP stress, Wood, TX: 0/100; construction, Wood, TX: 91/100; Wood, TX rescores monthly.

Is Wood County insurance distress getting better or worse (TX)?

Wood, TX: 0 in March 2026; Wood, TX: 0 in October 2026 (unchanged).

Which Wood County ZIP codes carry the most insurance distress (TX)?

Wood, TX, June 2026: 75471 at 0, 75431 at 0, 75755 at 0, 75773 at 0; Wood, TX climate scores there: 70, 68, 64, 62.

Why does Wood, TX insurance distress create sellers?

A Wood, TX premium outruns the Wood, TX budget; a carrier leaves Wood, TX; Wood, TX carrying cost passes plan; Wood, TX owners sell while current; Wood, TX insurance distress leads Wood, TX foreclosure data.

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