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Carbon County, UT: Home-Insurance Distress & Forced-Sale Pressure

Carbon County, UT: 20/100 (low) home-insurance distress; Carbon, UT band LOW; Carbon, UT #2,324 of 3,222 counties; Carbon, UT #15 of 29 in Utah; raw Carbon, UT 23.2; Carbon, UT coverage multiplier 0.85.

FEMA hazard, Carbon, UT: 0/100; Carbon, UT declarations, three years: none.

NFIP claims, Carbon, UT, three years: 2; Carbon, UT payouts $10,201; per Carbon, UT claim $5,100; Carbon, UT claim-stress 58/100.

Carbon, UT monthly score fell, 22 (March 2026) to 20 (October 2026); Carbon, UT by month: March 22, April 22, May 22, June 22 (Carbon, UT), July 22, August 22, September 22, October 20.

Carbon, UT components: NFIP claims 58; Carbon, UT retreat index 20; Carbon, UT climate multiplier 0.85.

Construction distress, Carbon, UT: 57/100 as of August 2026 (Carbon, UT: 57/100 one-to-four unit, 0/100 multifamily).

Carbon, UT ZIPs, June 2026 (Carbon, UT, 6 highest): score 0 (Carbon, UT), climate 10 (Carbon, UT): 84501, 84520, 84526, 84529, Carbon, UT 84539, 84542.

DLRadar rescores Carbon, UT monthly; Carbon, UT readings join Carbon, UT foreclosure, lien and ownership parcels (Carbon, UT), so cost-squeezed Carbon, UT owners surface before listing.

Inside Utah, Carbon County ranks 15th of 29 counties for home-insurance distress at 20/100; Davis County (20/100) sits just above Carbon County, and Garfield County (18/100) sits just below Carbon County.

Insurance distress
20/100
Carbon, UT: LOW
National rank
#2324
Carbon, UT: of 3,222 counties
FEMA hazard
0/100
Carbon County hazard
NFIP claim stress
58/100
Carbon, UT 3-year
Flood claims (3y)
2
Carbon, UT
Claims paid (3y)
$10,201
Carbon, UT payouts
Per claim
$5,100
Carbon, UT
Construction distress
57/100
Carbon, UT

Deterministic. Every Carbon County, UT signal traces to a public Carbon dataset (FEMA, NFIP, Census for Carbon, UT) · how insurance distress works in Carbon, UT · methodology

FAQ: Carbon County, UT insurance distress

What is the Carbon County, UT home-insurance-distress score?

Carbon, UT: 20/100 (LOW), #2,324 of 3,222, #15 in Utah. FEMA hazard, Carbon, UT: 0/100; NFIP stress, Carbon, UT: 58/100; construction, Carbon, UT: 57/100; Carbon, UT rescores monthly.

Is Carbon County insurance distress getting better or worse (UT)?

Carbon, UT: 22 in March 2026; Carbon, UT: 20 in October 2026 (better); Carbon, UT NFIP claims score 58.

How many flood-insurance claims has Carbon County, UT had?

Carbon, UT: 2 NFIP claims, three years; Carbon, UT paid $10,201; per Carbon, UT claim $5,100; carriers reprice Carbon, UT against that record.

Which Carbon County ZIP codes carry the most insurance distress (UT)?

Carbon, UT, June 2026: 84501 at 0, 84520 at 0, 84526 at 0, 84529 at 0; Carbon, UT climate scores there: 10, 10, 10, 10.

Why does Carbon, UT insurance distress create sellers?

A Carbon, UT premium outruns the Carbon, UT budget; a carrier leaves Carbon, UT; Carbon, UT carrying cost passes plan; Carbon, UT owners sell while current; Carbon, UT insurance distress leads Carbon, UT foreclosure data.

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