Daggett County, UT: Home-Insurance Distress & Forced-Sale Pressure
Home-insurance pressure in Daggett County, Utah is currently low — an insurance-distress score of 0/100, in the lower-risk band nationally at #3121 of the 3,222 U.S. counties DLRadar scores. As premiums climb and carriers retreat, owners who can no longer afford or obtain coverage turn into motivated sellers — often before any foreclosure filing appears.
Driving it: a FEMA hazard score of 0/100; NFIP flood-claim stress of 0/100 over three years, all of which push carriers toward higher rates or non-renewal.
What 0/100 means on the ground in Daggett County is simple — coverage cost is becoming a decision point for owners here, and DLRadar's job is to flag the parcels where that decision tips toward selling.
Insurers set premiums from replacement cost, and at 58/100 that input is running hot in Daggett County.
It is the combination -- 0/100 hazard, 0/100 claims -- that makes carrying cost the operative trigger here rather than the loan.
NFIP paid $0 across 0 Daggett County flood claims in three years, roughly $0 each; that record is what reprices coverage.
Because coverage pressure seldom acts alone, Daggett County's 0/100 is cross-checked against foreclosure filings, liens and ownership churn to isolate the truly insurance-driven sellers.
Daggett County re-scores on every fresh federal and carrier filing, so the number reflects today's coverage environment, not a frozen snapshot.
Every county gets the same monthly FEMA/NFIP/carrier scoring, linked through to parcel-level distress and ownership data. So you can reach the owners whose trigger is carrying cost — before they list.
Deterministic. Every signal traces to a public dataset (FEMA, NFIP, Census) · how insurance distress works · methodology
Daggett County insurance distress — FAQ
Is home insurance a problem for owners in Daggett County, Utah?
On the insurance-distress measure Daggett County comes in at 0/100, recomputed every month from federal and carrier sources.
How much has flood insurance paid out in Daggett County?
The three-year federal flood ledger for Daggett County shows 0 claims and $0 in payments.
How does carrying cost push Daggett County owners to sell?
In Daggett County, a coverage bill that outruns the owner's budget - or a carrier that simply exits - can push total carrying cost past the breaking point. Those owners frequently sell ahead of any missed payment, so insurance distress works as an early, upstream read on future seller supply.