Davis County, UT: Home-Insurance Distress & Forced-Sale Pressure
Davis County, UT: 20/100 (low) home-insurance distress; Davis, UT band LOW; Davis, UT #2,311 of 3,222 counties; Davis, UT #14 of 29 in Utah; raw Davis, UT 23.7; Davis, UT coverage multiplier 0.85.
FEMA hazard, Davis, UT: 0/100; Davis, UT declarations, three years: none.
NFIP claims, Davis, UT, three years: 4; Davis, UT payouts $5,406; per Davis, UT claim $1,351; Davis, UT claim-stress 59/100.
Davis, UT monthly score fell, 23 (March 2026) to 20 (October 2026); Davis, UT by month: March 23, April 23, May 22, June 22 (Davis, UT), July 22, August 22, September 22, October 20.
Davis, UT components: NFIP claims 59; Davis, UT retreat index 20; Davis, UT climate multiplier 0.85.
Construction distress, Davis, UT: 19/100 as of August 2026 (Davis, UT: 45/100 one-to-four unit, 1/100 multifamily).
Davis, UT ZIPs, June 2026 (Davis, UT, 13 highest): score 0 (Davis, UT), climate 90 (Davis, UT): 84010, 84014, 84015, 84025, Davis, UT 84037, 84040, 84041, 84054, Davis, UT 84056, 84075, 84087; score 0 (Davis, UT), climate 89 (Davis, UT): 84315, 84405.
DLRadar rescores Davis, UT monthly; Davis, UT readings join Davis, UT foreclosure, lien and ownership parcels (Davis, UT), so cost-squeezed Davis, UT owners surface before listing.
Inside Utah, Davis County ranks 14th of 29 counties for home-insurance distress at 20/100; Salt Lake County (23/100) sits just above Davis County, and Carbon County (20/100) sits just below Davis County.
Deterministic. Every Davis County, UT signal traces to a public Davis dataset (FEMA, NFIP, Census for Davis, UT) · how insurance distress works in Davis, UT · methodology
FAQ: Davis County, UT insurance distress
What is the Davis County, UT home-insurance-distress score?
Davis, UT: 20/100 (LOW), #2,311 of 3,222, #14 in Utah. FEMA hazard, Davis, UT: 0/100; NFIP stress, Davis, UT: 59/100; construction, Davis, UT: 19/100; Davis, UT rescores monthly.
Is Davis County insurance distress getting better or worse (UT)?
Davis, UT: 23 in March 2026; Davis, UT: 20 in October 2026 (better); Davis, UT NFIP claims score 59.
How many flood-insurance claims has Davis County, UT had?
Davis, UT: 4 NFIP claims, three years; Davis, UT paid $5,406; per Davis, UT claim $1,351; carriers reprice Davis, UT against that record.
Which Davis County ZIP codes carry the most insurance distress (UT)?
Davis, UT, June 2026: 84010 at 0, 84014 at 0, 84015 at 0, 84025 at 0; Davis, UT climate scores there: 90, 90, 90, 90.
Why does Davis, UT insurance distress create sellers?
A Davis, UT premium outruns the Davis, UT budget; a carrier leaves Davis, UT; Davis, UT carrying cost passes plan; Davis, UT owners sell while current; Davis, UT insurance distress leads Davis, UT foreclosure data.