Juab County, UT: Home-Insurance Distress & Forced-Sale Pressure

Insurance distress in Juab County, Utah reads moderate (36/100), in the upper half of U.S. counties — #1385 nationally. When coverage gets expensive or impossible to renew, affected owners list early, ahead of any mortgage-default signal.

Wildfire is the dominant declared hazard here, which shapes how carriers underwrite the county.

Rebuild-cost inflation compounds it: construction-distress reads 75/100, so replacement and repair costs — the basis insurers use to set premiums — are running hot.

Juab County's 36/100 is the kind of reading that shows up later as inventory: owners absorb one renewal, then list before the next.

Juab County re-scores on every fresh federal and carrier filing, so the number reflects today's coverage environment, not a frozen snapshot.

DLRadar does not treat 36/100 as a standalone number — the Juab County insurance read is cross-referenced against local foreclosure filings, tax-lien activity and ownership turnover, so you see whether insurance pressure is compounding other distress or acting alone.

Hazard exposure of 71/100 alongside 0/100 in flood-claim stress is the combination that turns Juab County owners into insurance-motivated sellers.

NFIP paid $0 across 0 Juab County flood claims in three years, roughly $0 each; that record is what reprices coverage.

Behind the score sit a FEMA hazard score of 71/100; NFIP flood-claim stress of 0/100 over three years; 2 fire federal disaster declarations in three years, each a factor insurers weigh when they raise rates or exit a market.

DLRadar scores insurance distress monthly for every U.S. county from FEMA, NFIP and carrier-pressure data, then links it to parcel-level foreclosure, tax-lien and ownership signals. So the outreach lands while the owner is still weighing the renewal, not once the sign is up.