Alleghany County, VA: Home-Insurance Distress & Forced-Sale Pressure
Alleghany County, VA: 19/100 (low) home-insurance distress; Alleghany, VA band LOW; Alleghany, VA #2,344 of 3,222 counties; Alleghany, VA #84 of 133 in Virginia; raw Alleghany, VA 22.7; Alleghany, VA coverage multiplier 0.85.
FEMA hazard, Alleghany, VA: 0/100; Alleghany, VA declarations, three years: 3; Alleghany, VA five-year count 2 (severity 4.0); Alleghany, VA ten-year 2.
Declared incidents on the Alleghany, VA record: 2026 Winter Storm 2 (Alleghany, VA).
NFIP claims, Alleghany, VA, three years: 1; Alleghany, VA payouts $12,463; per Alleghany, VA claim $12,463; Alleghany, VA claim-stress 57/100.
Alleghany, VA monthly score fell, 21 (March 2026) to 19 (October 2026); Alleghany, VA by month: March 21, April 21, May 20, June 20 (Alleghany, VA), July 20, August 20, September 20, October 19.
Alleghany, VA components: NFIP claims 57; Alleghany, VA retreat index 19; Alleghany, VA climate multiplier 0.85.
Construction distress, Alleghany, VA: 38/100 as of August 2026 (Alleghany, VA: 48/100 one-to-four unit, 0/100 multifamily).
Alleghany, VA ZIPs, June 2026 (Alleghany, VA, 7 highest): score 0 (Alleghany, VA), climate 38 (Alleghany, VA): 24422, 24448, 24457, 24474; score 0 (Alleghany, VA), climate 37 (Alleghany, VA): 24426; score 0 (Alleghany, VA), climate 25 (Alleghany, VA): 24085; score 0 (Alleghany, VA), climate 12 (Alleghany, VA): 24445.
DLRadar rescores Alleghany, VA monthly; Alleghany, VA readings join Alleghany, VA foreclosure, lien and ownership parcels (Alleghany, VA), so cost-squeezed Alleghany, VA owners surface before listing.
Inside Virginia, Alleghany County ranks 84th of 133 counties for home-insurance distress at 19/100; James City County (19/100) sits just above Alleghany County, and Mathews County (19/100) sits just below Alleghany County.
Deterministic. Every Alleghany County, VA signal traces to a public Alleghany dataset (FEMA, NFIP, Census for Alleghany, VA) · how insurance distress works in Alleghany, VA · methodology
FAQ: Alleghany County, VA insurance distress
What is the Alleghany County, VA home-insurance-distress score?
Alleghany, VA: 19/100 (LOW), #2,344 of 3,222, #84 in Virginia. FEMA hazard, Alleghany, VA: 0/100; NFIP stress, Alleghany, VA: 57/100; construction, Alleghany, VA: 38/100; Alleghany, VA rescores monthly.
Is Alleghany County insurance distress getting better or worse (VA)?
Alleghany, VA: 21 in March 2026; Alleghany, VA: 19 in October 2026 (better); Alleghany, VA NFIP claims score 57.
How many flood-insurance claims has Alleghany County, VA had?
Alleghany, VA: 1 NFIP claims, three years; Alleghany, VA paid $12,463; per Alleghany, VA claim $12,463; carriers reprice Alleghany, VA against that record.
Which Alleghany County ZIP codes carry the most insurance distress (VA)?
Alleghany, VA, June 2026: 24422 at 0, 24448 at 0, 24457 at 0, 24474 at 0; Alleghany, VA climate scores there: 38, 38, 38, 38.
Why does Alleghany, VA insurance distress create sellers?
A Alleghany, VA premium outruns the Alleghany, VA budget; a carrier leaves Alleghany, VA; Alleghany, VA carrying cost passes plan; Alleghany, VA owners sell while current; Alleghany, VA insurance distress leads Alleghany, VA foreclosure data.