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Bath County, VA: Home-Insurance Distress & Forced-Sale Pressure

Bath County, VA: 0/100 (low) home-insurance distress; Bath, VA band ZERO; Bath, VA #3,134 of 3,222 counties; Bath, VA #98 of 133 in Virginia; Bath, VA coverage multiplier 0.70.

FEMA hazard, Bath, VA: 0/100; Bath, VA declarations, three years: 3; Bath, VA five-year count 2 (severity 4.0); Bath, VA ten-year 2.

Declared incidents on the Bath, VA record: 2026 Winter Storm 2 (Bath, VA).

NFIP claims, Bath, VA, three years: none; Bath, VA claim-stress 0/100.

Bath, VA monthly score: 0 in every month from March 2026 (Bath, VA) through October 2026.

Bath, VA components: all zero this month; Bath, VA climate multiplier 0.70.

Construction distress, Bath, VA: 3/100 as of August 2026 (Bath, VA: 2/100 one-to-four unit, 3/100 multifamily).

Bath, VA ZIPs, June 2026 (Bath, VA, 7 highest): score 0 (Bath, VA), climate 61 (Bath, VA): 24432; score 0 (Bath, VA), climate 38 (Bath, VA): 24422; score 0 (Bath, VA), climate 12 (Bath, VA): 24445; score 0 (Bath, VA), climate 5 (Bath, VA): 24412, 24460, 24484; score 0 (Bath, VA), climate 4 (Bath, VA): 24487.

DLRadar rescores Bath, VA monthly; Bath, VA readings join Bath, VA foreclosure, lien and ownership parcels (Bath, VA), so cost-squeezed Bath, VA owners surface before listing.

Inside Virginia, Bath County ranks 98th of 133 counties for home-insurance distress at 0/100; Amherst County (0/100) sits just above Bath County, and Caroline County (0/100) sits just below Bath County.

Insurance distress
0/100
Bath, VA: ZERO
National rank
#3134
Bath, VA: of 3,222 counties
FEMA hazard
0/100
Bath County hazard
NFIP claim stress
0/100
Bath, VA 3-year
Flood claims (3y)
0
Bath, VA
Claims paid (3y)
$0
Bath, VA payouts
Per claim
$0
Bath, VA
Construction distress
3/100
Bath, VA

Deterministic. Every Bath County, VA signal traces to a public Bath dataset (FEMA, NFIP, Census for Bath, VA) · how insurance distress works in Bath, VA · methodology

FAQ: Bath County, VA insurance distress

What is the Bath County, VA home-insurance-distress score?

Bath, VA: 0/100 (ZERO), #3,134 of 3,222, #98 in Virginia. FEMA hazard, Bath, VA: 0/100; NFIP stress, Bath, VA: 0/100; construction, Bath, VA: 3/100; Bath, VA rescores monthly.

Is Bath County insurance distress getting better or worse (VA)?

Bath, VA: 0 in March 2026; Bath, VA: 0 in October 2026 (unchanged).

Which Bath County ZIP codes carry the most insurance distress (VA)?

Bath, VA, June 2026: 24432 at 0, 24422 at 0, 24445 at 0, 24412 at 0; Bath, VA climate scores there: 61, 38, 12, 5.

Why does Bath, VA insurance distress create sellers?

A Bath, VA premium outruns the Bath, VA budget; a carrier leaves Bath, VA; Bath, VA carrying cost passes plan; Bath, VA owners sell while current; Bath, VA insurance distress leads Bath, VA foreclosure data.

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