Botetourt County, VA: Home-Insurance Distress & Forced-Sale Pressure
Botetourt County, VA: 68/100 (elevated) home-insurance distress; Botetourt, VA band MEDIUM; Botetourt, VA #674 of 3,222 counties; Botetourt, VA #21 of 133 in Virginia; raw Botetourt, VA 74.2.
FEMA hazard, Botetourt, VA: 68/100; Botetourt, VA declarations, three years: 9; Botetourt, VA perils: 3 tropical-storm, 3 severe-storm; Botetourt, VA five-year count 6 (severity 11.0); Botetourt, VA ten-year 6; hazard-weighted, Botetourt, VA: 12.0.
Declared incidents on the Botetourt, VA record: 2026 Winter Storm 2; 2025 Severe Storm 2 (Botetourt, VA); 2024 Tropical Storm 2 (Botetourt, VA).
NFIP claims, Botetourt, VA, three years: 7; Botetourt, VA payouts $45,776; per Botetourt, VA claim $6,539; Botetourt, VA claim-stress 68/100.
Botetourt, VA monthly score fell, 71 (March 2026) to 68 (October 2026); Botetourt, VA by month: March 71, April 71, May 73, June 73 (Botetourt, VA), July 71, August 71, September 76, October 68.
Botetourt, VA components: climate 68, NFIP claims 68; Botetourt, VA retreat index 68.
Construction distress, Botetourt, VA: 0/100 as of August 2026 (Botetourt, VA: 52/100 one-to-four unit, 0/100 multifamily).
Botetourt, VA ZIPs, June 2026 (Botetourt, VA, 12 highest): score 0 (Botetourt, VA), climate 54 (Botetourt, VA): 24012; score 0 (Botetourt, VA), climate 51 (Botetourt, VA): 24153; score 0 (Botetourt, VA), climate 50 (Botetourt, VA): 24019; score 0 (Botetourt, VA), climate 44 (Botetourt, VA): 24064; score 0 (Botetourt, VA), climate 38 (Botetourt, VA): 24422; score 0 (Botetourt, VA), climate 31 (Botetourt, VA): 24450; score 0 (Botetourt, VA), climate 26 (Botetourt, VA): 24175; score 0 (Botetourt, VA), climate 25 (Botetourt, VA): 24066, 24085; score 0 (Botetourt, VA), climate 24 (Botetourt, VA): 24077, 24083, 24090.
DLRadar rescores Botetourt, VA monthly; Botetourt, VA readings join Botetourt, VA foreclosure, lien and ownership parcels (Botetourt, VA), so cost-squeezed Botetourt, VA owners surface before listing.
Inside Virginia, Botetourt County ranks 21st of 133 counties for home-insurance distress at 68/100; Grayson County (73/100) sits just above Botetourt County, and Albemarle County (65/100) sits just below Botetourt County.
Deterministic. Every Botetourt County, VA signal traces to a public Botetourt dataset (FEMA, NFIP, Census for Botetourt, VA) · how insurance distress works in Botetourt, VA · methodology
FAQ: Botetourt County, VA insurance distress
What is the Botetourt County, VA home-insurance-distress score?
Botetourt, VA: 68/100 (MEDIUM), #674 of 3,222, #21 in Virginia. FEMA hazard, Botetourt, VA: 68/100; NFIP stress, Botetourt, VA: 68/100; construction, Botetourt, VA: 0/100; Botetourt, VA rescores monthly.
Is Botetourt County insurance distress getting better or worse (VA)?
Botetourt, VA: 71 in March 2026; Botetourt, VA: 68 in October 2026 (better); Botetourt, VA climate component 68; Botetourt, VA NFIP claims score 68.
How many flood-insurance claims has Botetourt County, VA had?
Botetourt, VA: 7 NFIP claims, three years; Botetourt, VA paid $45,776; per Botetourt, VA claim $6,539; carriers reprice Botetourt, VA against that record.
Which Botetourt County ZIP codes carry the most insurance distress (VA)?
Botetourt, VA, June 2026: 24012 at 0, 24153 at 0, 24019 at 0, 24064 at 0; Botetourt, VA climate scores there: 54, 51, 50, 44.
Why does Botetourt, VA insurance distress create sellers?
A Botetourt, VA premium outruns the Botetourt, VA budget; a carrier leaves Botetourt, VA; Botetourt, VA carrying cost passes plan; Botetourt, VA owners sell while current; Botetourt, VA insurance distress leads Botetourt, VA foreclosure data.