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Campbell County, VA: Home-Insurance Distress & Forced-Sale Pressure

Campbell County, VA: 30/100 (moderate) home-insurance distress; Campbell, VA band LOW; Campbell, VA #1,600 of 3,222 counties; Campbell, VA #39 of 133 in Virginia; raw Campbell, VA 33.4.

FEMA hazard, Campbell, VA: 40/100; Campbell, VA declarations, three years: 6; Campbell, VA perils: 3 severe-storm; Campbell, VA five-year count 4 (severity 8.0); Campbell, VA ten-year 4; hazard-weighted, Campbell, VA: 3.0.

Declared incidents on the Campbell, VA record: 2026 Winter Storm 2; 2025 Severe Storm 2 (Campbell, VA).

NFIP claims, Campbell, VA, three years: 1; Campbell, VA payouts $0; per Campbell, VA claim $0; Campbell, VA claim-stress 15/100.

Campbell, VA monthly score fell, 35 (March 2026) to 30 (October 2026); Campbell, VA by month: March 35, April 35, May 35, June 35 (Campbell, VA), July 33, August 31, September 36, October 30.

Campbell, VA components: climate 40, NFIP claims 15; Campbell, VA retreat index 30.

Construction distress, Campbell, VA: 75/100 as of August 2026 (Campbell, VA: 64/100 one-to-four unit, 99/100 multifamily).

Campbell, VA ZIPs, June 2026 (Campbell, VA, 14 highest): score 0 (Campbell, VA), climate 53 (Campbell, VA): 24551; score 0 (Campbell, VA), climate 50 (Campbell, VA): 24569; score 0 (Campbell, VA), climate 43 (Campbell, VA): 24502; score 0 (Campbell, VA), climate 40 (Campbell, VA): 24571; score 0 (Campbell, VA), climate 38 (Campbell, VA): 24501; score 0 (Campbell, VA), climate 34 (Campbell, VA): 24550; score 0 (Campbell, VA), climate 32 (Campbell, VA): 24517, 24554, 24588; score 0 (Campbell, VA), climate 31 (Campbell, VA): 24504; score 0 (Campbell, VA), climate 24 (Campbell, VA): 24528; score 0 (Campbell, VA), climate 21 (Campbell, VA): 24538; score 0 (Campbell, VA), climate 17 (Campbell, VA): 23963; score 0 (Campbell, VA), climate 6 (Campbell, VA): 24593.

DLRadar rescores Campbell, VA monthly; Campbell, VA readings join Campbell, VA foreclosure, lien and ownership parcels (Campbell, VA), so cost-squeezed Campbell, VA owners surface before listing.

Inside Virginia, Campbell County ranks 40th of 133 counties for home-insurance distress at 30/100; Petersburg County (31/100) sits just above Campbell County, and Rockingham County (30/100) sits just below Campbell County.

Insurance distress
30/100
Campbell, VA: LOW
National rank
#1600
Campbell, VA: of 3,222 counties
FEMA hazard
40/100
Campbell County hazard
NFIP claim stress
15/100
Campbell, VA 3-year
Flood claims (3y)
1
Campbell, VA
Claims paid (3y)
$0
Campbell, VA payouts
Per claim
$0
Campbell, VA
Construction distress
75/100
Campbell, VA

Deterministic. Every Campbell County, VA signal traces to a public Campbell dataset (FEMA, NFIP, Census for Campbell, VA) · how insurance distress works in Campbell, VA · methodology

FAQ: Campbell County, VA insurance distress

What is the Campbell County, VA home-insurance-distress score?

Campbell, VA: 30/100 (LOW), #1,600 of 3,222, #39 in Virginia. FEMA hazard, Campbell, VA: 40/100; NFIP stress, Campbell, VA: 15/100; construction, Campbell, VA: 75/100; Campbell, VA rescores monthly.

Is Campbell County insurance distress getting better or worse (VA)?

Campbell, VA: 35 in March 2026; Campbell, VA: 30 in October 2026 (better); Campbell, VA climate component 40; Campbell, VA NFIP claims score 15.

How many flood-insurance claims has Campbell County, VA had?

Campbell, VA: 1 NFIP claims, three years; Campbell, VA paid $0; per Campbell, VA claim $0; carriers reprice Campbell, VA against that record.

Which Campbell County ZIP codes carry the most insurance distress (VA)?

Campbell, VA, June 2026: 24551 at 0, 24569 at 0, 24502 at 0, 24571 at 0; Campbell, VA climate scores there: 53, 50, 43, 40.

Why does Campbell, VA insurance distress create sellers?

A Campbell, VA premium outruns the Campbell, VA budget; a carrier leaves Campbell, VA; Campbell, VA carrying cost passes plan; Campbell, VA owners sell while current; Campbell, VA insurance distress leads Campbell, VA foreclosure data.

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