Clarke County, VA: Home-Insurance Distress & Forced-Sale Pressure
Clarke County, VA: 0/100 (low) home-insurance distress; Clarke, VA band ZERO; Clarke, VA #3,137 of 3,222 counties; Clarke, VA #101 of 133 in Virginia; Clarke, VA coverage multiplier 0.70.
FEMA hazard, Clarke, VA: 0/100; Clarke, VA declarations, three years: 2; Clarke, VA five-year count 2 (severity 4.0); Clarke, VA ten-year 2.
Declared incidents on the Clarke, VA record: 2026 Winter Storm 2 (Clarke, VA).
NFIP claims, Clarke, VA, three years: none; Clarke, VA claim-stress 0/100.
Clarke, VA monthly score: 0 in every month from March 2026 (Clarke, VA) through October 2026.
Clarke, VA components: all zero this month; Clarke, VA climate multiplier 0.70.
Construction distress, Clarke, VA: 33/100 as of August 2026 (Clarke, VA: 39/100 one-to-four unit, 5/100 multifamily).
Clarke, VA ZIPs, June 2026 (Clarke, VA, 7 highest): score 0 (Clarke, VA), climate 39 (Clarke, VA): 20135, 22630; score 0 (Clarke, VA), climate 38 (Clarke, VA): 20130; score 0 (Clarke, VA), climate 20 (Clarke, VA): 22663; score 0 (Clarke, VA), climate 11 (Clarke, VA): 22611, 22620, 22646.
DLRadar rescores Clarke, VA monthly; Clarke, VA readings join Clarke, VA foreclosure, lien and ownership parcels (Clarke, VA), so cost-squeezed Clarke, VA owners surface before listing.
Inside Virginia, Clarke County ranks 101st of 133 counties for home-insurance distress at 0/100; Charles City County (0/100) sits just above Clarke County, and Culpeper County (0/100) sits just below Clarke County.
Deterministic. Every Clarke County, VA signal traces to a public Clarke dataset (FEMA, NFIP, Census for Clarke, VA) · how insurance distress works in Clarke, VA · methodology
FAQ: Clarke County, VA insurance distress
What is the Clarke County, VA home-insurance-distress score?
Clarke, VA: 0/100 (ZERO), #3,137 of 3,222, #101 in Virginia. FEMA hazard, Clarke, VA: 0/100; NFIP stress, Clarke, VA: 0/100; construction, Clarke, VA: 33/100; Clarke, VA rescores monthly.
Is Clarke County insurance distress getting better or worse (VA)?
Clarke, VA: 0 in March 2026; Clarke, VA: 0 in October 2026 (unchanged).
Which Clarke County ZIP codes carry the most insurance distress (VA)?
Clarke, VA, June 2026: 20135 at 0, 22630 at 0, 20130 at 0, 22663 at 0; Clarke, VA climate scores there: 39, 39, 38, 20.
Why does Clarke, VA insurance distress create sellers?
A Clarke, VA premium outruns the Clarke, VA budget; a carrier leaves Clarke, VA; Clarke, VA carrying cost passes plan; Clarke, VA owners sell while current; Clarke, VA insurance distress leads Clarke, VA foreclosure data.