Covington County, VA: Home-Insurance Distress & Forced-Sale Pressure
Covington County, VA: 40/100 (moderate) home-insurance distress; Covington, VA band LOW; Covington, VA #1,333 of 3,222 counties; Covington, VA #31 of 133 in Virginia; raw Covington, VA 46.8; Covington, VA coverage multiplier 0.85.
FEMA hazard, Covington, VA: 78/100; Covington, VA declarations, three years: 6; Covington, VA perils: 4 tropical-storm; Covington, VA five-year count 6 (severity 10.0); Covington, VA ten-year 6; hazard-weighted, Covington, VA: 12.0.
Declared incidents on the Covington, VA record: 2026 Winter Storm 2; 2024 Tropical Storm 4 (Covington, VA).
NFIP claims, Covington, VA, three years: none; Covington, VA claim-stress 0/100.
Covington, VA monthly score fell, 40 (March 2026) to 39 (October 2026); Covington, VA by month: March 40, April 40, May 44, June 44 (Covington, VA), July 41, August 43, September 47, October 39.
Covington, VA components: climate 77; Covington, VA retreat index 39; Covington, VA climate multiplier 0.85.
Construction distress, Covington, VA: 50/100 as of August 2026 (Covington, VA: 50/100 one-to-four unit, 0/100 multifamily).
Covington, VA ZIPs, June 2026 (Covington, VA, 1 highest): score 0 (Covington, VA), climate 37 (Covington, VA): 24426.
DLRadar rescores Covington, VA monthly; Covington, VA readings join Covington, VA foreclosure, lien and ownership parcels (Covington, VA), so cost-squeezed Covington, VA owners surface before listing.
Inside Virginia, Covington County ranks 31st of 133 counties for home-insurance distress at 40/100; Bristol County (43/100) sits just above Covington County, and Galax County (40/100) sits just below Covington County.
Deterministic. Every Covington County, VA signal traces to a public Covington dataset (FEMA, NFIP, Census for Covington, VA) · how insurance distress works in Covington, VA · methodology
FAQ: Covington County, VA insurance distress
What is the Covington County, VA home-insurance-distress score?
Covington, VA: 40/100 (LOW), #1,333 of 3,222, #31 in Virginia. FEMA hazard, Covington, VA: 78/100; NFIP stress, Covington, VA: 0/100; construction, Covington, VA: 50/100; Covington, VA rescores monthly.
Is Covington County insurance distress getting better or worse (VA)?
Covington, VA: 40 in March 2026; Covington, VA: 39 in October 2026 (better); Covington, VA climate component 77.
Which Covington County ZIP codes carry the most insurance distress (VA)?
Covington, VA, June 2026: 24426 at 0; Covington, VA climate scores there: 37.
Why does Covington, VA insurance distress create sellers?
A Covington, VA premium outruns the Covington, VA budget; a carrier leaves Covington, VA; Covington, VA carrying cost passes plan; Covington, VA owners sell while current; Covington, VA insurance distress leads Covington, VA foreclosure data.