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Danville County, VA: Home-Insurance Distress & Forced-Sale Pressure

Danville County, VA: 75/100 (severe) home-insurance distress; Danville, VA band MEDIUM; Danville, VA #500 of 3,222 counties; Danville, VA #15 of 133 in Virginia; raw Danville, VA 80.4.

FEMA hazard, Danville, VA: 78/100; Danville, VA declarations, three years: 9; Danville, VA perils: 6 tropical-storm; Danville, VA five-year count 6 (severity 10.0); Danville, VA ten-year 6; hazard-weighted, Danville, VA: 18.0.

Declared incidents on the Danville, VA record: 2026 Winter Storm 2; 2024 Tropical Storm 4 (Danville, VA).

NFIP claims, Danville, VA, three years: 4; Danville, VA payouts $72,631; per Danville, VA claim $18,158; Danville, VA claim-stress 71/100.

Danville, VA monthly score fell, 77 (March 2026) to 75 (October 2026); Danville, VA by month: March 77, April 77, May 80, June 80 (Danville, VA), July 77, August 80, September 84, October 75.

Danville, VA components: climate 77, NFIP claims 71; Danville, VA retreat index 75.

Construction distress, Danville, VA: 44/100 as of August 2026 (Danville, VA: 44/100 one-to-four unit, 0/100 multifamily).

Danville, VA ZIPs, June 2026 (Danville, VA, 2 highest): score 0 (Danville, VA), climate 60 (Danville, VA): 24540, 24541.

DLRadar rescores Danville, VA monthly; Danville, VA readings join Danville, VA foreclosure, lien and ownership parcels (Danville, VA), so cost-squeezed Danville, VA owners surface before listing.

Inside Virginia, Danville County ranks 16th of 133 counties for home-insurance distress at 75/100; Craig County (76/100) sits just above Danville County, and Scott County (74/100) sits just below Danville County.

Insurance distress
75/100
Danville, VA: MEDIUM
National rank
#500
Danville, VA: of 3,222 counties
FEMA hazard
78/100
Danville County hazard
NFIP claim stress
71/100
Danville, VA 3-year
Flood claims (3y)
4
Danville, VA
Claims paid (3y)
$72,631
Danville, VA payouts
Per claim
$18,158
Danville, VA
Construction distress
44/100
Danville, VA

Deterministic. Every Danville County, VA signal traces to a public Danville dataset (FEMA, NFIP, Census for Danville, VA) · how insurance distress works in Danville, VA · methodology

FAQ: Danville County, VA insurance distress

What is the Danville County, VA home-insurance-distress score?

Danville, VA: 75/100 (MEDIUM), #500 of 3,222, #15 in Virginia. FEMA hazard, Danville, VA: 78/100; NFIP stress, Danville, VA: 71/100; construction, Danville, VA: 44/100; Danville, VA rescores monthly.

Is Danville County insurance distress getting better or worse (VA)?

Danville, VA: 77 in March 2026; Danville, VA: 75 in October 2026 (better); Danville, VA climate component 77; Danville, VA NFIP claims score 71.

How many flood-insurance claims has Danville County, VA had?

Danville, VA: 4 NFIP claims, three years; Danville, VA paid $72,631; per Danville, VA claim $18,158; carriers reprice Danville, VA against that record.

Which Danville County ZIP codes carry the most insurance distress (VA)?

Danville, VA, June 2026: 24540 at 0, 24541 at 0; Danville, VA climate scores there: 60, 60.

Why does Danville, VA insurance distress create sellers?

A Danville, VA premium outruns the Danville, VA budget; a carrier leaves Danville, VA; Danville, VA carrying cost passes plan; Danville, VA owners sell while current; Danville, VA insurance distress leads Danville, VA foreclosure data.

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