Floyd County, VA: Home-Insurance Distress & Forced-Sale Pressure
Floyd County, VA: 35/100 (moderate) home-insurance distress; Floyd, VA band LOW; Floyd, VA #1,501 of 3,222 counties; Floyd, VA #36 of 133 in Virginia; raw Floyd, VA 46.9; Floyd, VA coverage multiplier 0.85.
FEMA hazard, Floyd, VA: 68/100; Floyd, VA declarations, three years: 9; Floyd, VA perils: 3 tropical-storm, 3 severe-storm; Floyd, VA five-year count 6 (severity 11.0); Floyd, VA ten-year 6; hazard-weighted, Floyd, VA: 12.0.
Declared incidents on the Floyd, VA record: 2026 Winter Storm 2; 2025 Severe Storm 2 (Floyd, VA); 2024 Tropical Storm 2 (Floyd, VA).
NFIP claims, Floyd, VA, three years: none; Floyd, VA claim-stress 0/100.
Floyd, VA monthly score fell, 36 (March 2026) to 35 (October 2026); Floyd, VA by month: March 36, April 36, May 38, June 38 (Floyd, VA), July 36, August 36, September 40, October 35.
Floyd, VA components: climate 68; Floyd, VA retreat index 35; Floyd, VA climate multiplier 0.85.
Construction distress, Floyd, VA: 43/100 as of August 2026 (Floyd, VA: 49/100 one-to-four unit, 34/100 multifamily).
Floyd, VA ZIPs, June 2026 (Floyd, VA, 11 highest): score 0 (Floyd, VA), climate 50 (Floyd, VA): 24162; score 0 (Floyd, VA), climate 40 (Floyd, VA): 24352; score 0 (Floyd, VA), climate 37 (Floyd, VA): 24141; score 0 (Floyd, VA), climate 36 (Floyd, VA): 24149; score 0 (Floyd, VA), climate 29 (Floyd, VA): 24138; score 0 (Floyd, VA), climate 20 (Floyd, VA): 24120; score 0 (Floyd, VA), climate 18 (Floyd, VA): 24105; score 0 (Floyd, VA), climate 9 (Floyd, VA): 24091, 24380; score 0 (Floyd, VA), climate 8 (Floyd, VA): 24079; score 0 (Floyd, VA), climate 7 (Floyd, VA): 24072.
DLRadar rescores Floyd, VA monthly; Floyd, VA readings join Floyd, VA foreclosure, lien and ownership parcels (Floyd, VA), so cost-squeezed Floyd, VA owners surface before listing.
Inside Virginia, Floyd County ranks 36th of 133 counties for home-insurance distress at 35/100; Charlotte County (35/100) sits just above Floyd County, and Madison County (32/100) sits just below Floyd County.
Deterministic. Every Floyd County, VA signal traces to a public Floyd dataset (FEMA, NFIP, Census for Floyd, VA) · how insurance distress works in Floyd, VA · methodology
FAQ: Floyd County, VA insurance distress
What is the Floyd County, VA home-insurance-distress score?
Floyd, VA: 35/100 (LOW), #1,501 of 3,222, #36 in Virginia. FEMA hazard, Floyd, VA: 68/100; NFIP stress, Floyd, VA: 0/100; construction, Floyd, VA: 43/100; Floyd, VA rescores monthly.
Is Floyd County insurance distress getting better or worse (VA)?
Floyd, VA: 36 in March 2026; Floyd, VA: 35 in October 2026 (better); Floyd, VA climate component 68.
Which Floyd County ZIP codes carry the most insurance distress (VA)?
Floyd, VA, June 2026: 24162 at 0, 24352 at 0, 24141 at 0, 24149 at 0; Floyd, VA climate scores there: 50, 40, 37, 36.
Why does Floyd, VA insurance distress create sellers?
A Floyd, VA premium outruns the Floyd, VA budget; a carrier leaves Floyd, VA; Floyd, VA carrying cost passes plan; Floyd, VA owners sell while current; Floyd, VA insurance distress leads Floyd, VA foreclosure data.