Frederick County, VA: Home-Insurance Distress & Forced-Sale Pressure
Frederick County, VA: 22/100 (low) home-insurance distress; Frederick, VA band LOW; Frederick, VA #2,035 of 3,222 counties; Frederick, VA #68 of 133 in Virginia; raw Frederick, VA 26.4; Frederick, VA coverage multiplier 0.85.
FEMA hazard, Frederick, VA: 0/100; Frederick, VA declarations, three years: 3; Frederick, VA five-year count 2 (severity 4.0); Frederick, VA ten-year 2.
Declared incidents on the Frederick, VA record: 2026 Winter Storm 2 (Frederick, VA).
NFIP claims, Frederick, VA, three years: 5; Frederick, VA payouts $32,424; per Frederick, VA claim $6,485; Frederick, VA claim-stress 66/100.
Frederick, VA monthly score fell, 23 (March 2026) to 22 (October 2026); Frederick, VA by month: March 23, April 23, May 23, June 23 (Frederick, VA), July 23, August 23, September 23, October 22.
Frederick, VA components: NFIP claims 66; Frederick, VA retreat index 22; Frederick, VA climate multiplier 0.85.
Construction distress, Frederick, VA: 56/100 as of August 2026 (Frederick, VA: 56/100 one-to-four unit, 0/100 multifamily).
Frederick, VA ZIPs, June 2026 (Frederick, VA, 12 highest): score 0 (Frederick, VA), climate 55 (Frederick, VA): 22654; score 0 (Frederick, VA), climate 53 (Frederick, VA): 22602, 22603, 22624, 22625, Frederick, VA 22637, 22656; score 0 (Frederick, VA), climate 51 (Frederick, VA): 22655; score 0 (Frederick, VA), climate 46 (Frederick, VA): 22645; score 0 (Frederick, VA), climate 39 (Frederick, VA): 22630; score 0 (Frederick, VA), climate 20 (Frederick, VA): 22663; score 0 (Frederick, VA), climate 19 (Frederick, VA): 22601.
DLRadar rescores Frederick, VA monthly; Frederick, VA readings join Frederick, VA foreclosure, lien and ownership parcels (Frederick, VA), so cost-squeezed Frederick, VA owners surface before listing.
Inside Virginia, Frederick County ranks 60th of 133 counties for home-insurance distress at 22/100; Portsmouth County (24/100) sits just above Frederick County, and Winchester County (22/100) sits just below Frederick County.
Deterministic. Every Frederick County, VA signal traces to a public Frederick dataset (FEMA, NFIP, Census for Frederick, VA) · how insurance distress works in Frederick, VA · methodology
FAQ: Frederick County, VA insurance distress
What is the Frederick County, VA home-insurance-distress score?
Frederick, VA: 22/100 (LOW), #2,035 of 3,222, #68 in Virginia. FEMA hazard, Frederick, VA: 0/100; NFIP stress, Frederick, VA: 66/100; construction, Frederick, VA: 56/100; Frederick, VA rescores monthly.
Is Frederick County insurance distress getting better or worse (VA)?
Frederick, VA: 23 in March 2026; Frederick, VA: 22 in October 2026 (better); Frederick, VA NFIP claims score 66.
How many flood-insurance claims has Frederick County, VA had?
Frederick, VA: 5 NFIP claims, three years; Frederick, VA paid $32,424; per Frederick, VA claim $6,485; carriers reprice Frederick, VA against that record.
Which Frederick County ZIP codes carry the most insurance distress (VA)?
Frederick, VA, June 2026: 22654 at 0, 22602 at 0, 22603 at 0, 22624 at 0; Frederick, VA climate scores there: 55, 53, 53, 53.
Why does Frederick, VA insurance distress create sellers?
A Frederick, VA premium outruns the Frederick, VA budget; a carrier leaves Frederick, VA; Frederick, VA carrying cost passes plan; Frederick, VA owners sell while current; Frederick, VA insurance distress leads Frederick, VA foreclosure data.