Fredericksburg County, VA: Home-Insurance Distress & Forced-Sale Pressure
Fredericksburg County, VA: 19/100 (low) home-insurance distress; Fredericksburg, VA band LOW; Fredericksburg, VA #2,360 of 3,222 counties; Fredericksburg, VA #87 of 133 in Virginia; raw Fredericksburg, VA 22.1; Fredericksburg, VA coverage multiplier 0.85.
FEMA hazard, Fredericksburg, VA: 0/100; Fredericksburg, VA declarations, three years: 2; Fredericksburg, VA five-year count 2 (severity 4.0); Fredericksburg, VA ten-year 2.
Declared incidents on the Fredericksburg, VA record: 2026 Winter Storm 2 (Fredericksburg, VA).
NFIP claims, Fredericksburg, VA, three years: 2; Fredericksburg, VA payouts $3,747; per Fredericksburg, VA claim $1,874; Fredericksburg, VA claim-stress 55/100.
Fredericksburg, VA monthly score fell, 20 (March 2026) to 19 (October 2026); Fredericksburg, VA by month: March 20, April 20, May 20, June 20 (Fredericksburg, VA), July 20, August 20, September 20, October 19.
Fredericksburg, VA components: NFIP claims 55; Fredericksburg, VA retreat index 19; Fredericksburg, VA climate multiplier 0.85.
Construction distress, Fredericksburg, VA: 25/100 as of August 2026 (Fredericksburg, VA: 25/100 one-to-four unit, 0/100 multifamily).
Fredericksburg, VA ZIPs, June 2026 (Fredericksburg, VA, 3 highest): score 0 (Fredericksburg, VA), climate 60 (Fredericksburg, VA): 22407; score 0 (Fredericksburg, VA), climate 54 (Fredericksburg, VA): 22408; score 0 (Fredericksburg, VA), climate 15 (Fredericksburg, VA): 22401.
DLRadar rescores Fredericksburg, VA monthly; Fredericksburg, VA readings join Fredericksburg, VA foreclosure, lien and ownership parcels (Fredericksburg, VA), so cost-squeezed Fredericksburg, VA owners surface before listing.
Inside Virginia, Fredericksburg County ranks 87th of 133 counties for home-insurance distress at 19/100; Rappahannock County (19/100) sits just above Fredericksburg County, and King William County (19/100) sits just below Fredericksburg County.
Deterministic. Every Fredericksburg County, VA signal traces to a public Fredericksburg dataset (FEMA, NFIP, Census for Fredericksburg, VA) · how insurance distress works in Fredericksburg, VA · methodology
FAQ: Fredericksburg County, VA insurance distress
What is the Fredericksburg County, VA home-insurance-distress score?
Fredericksburg, VA: 19/100 (LOW), #2,360 of 3,222, #87 in Virginia. FEMA hazard, Fredericksburg, VA: 0/100; NFIP stress, Fredericksburg, VA: 55/100; construction, Fredericksburg, VA: 25/100; Fredericksburg, VA rescores monthly.
Is Fredericksburg County insurance distress getting better or worse (VA)?
Fredericksburg, VA: 20 in March 2026; Fredericksburg, VA: 19 in October 2026 (better); Fredericksburg, VA NFIP claims score 55.
How many flood-insurance claims has Fredericksburg County, VA had?
Fredericksburg, VA: 2 NFIP claims, three years; Fredericksburg, VA paid $3,747; per Fredericksburg, VA claim $1,874; carriers reprice Fredericksburg, VA against that record.
Which Fredericksburg County ZIP codes carry the most insurance distress (VA)?
Fredericksburg, VA, June 2026: 22407 at 0, 22408 at 0, 22401 at 0; Fredericksburg, VA climate scores there: 60, 54, 15.
Why does Fredericksburg, VA insurance distress create sellers?
A Fredericksburg, VA premium outruns the Fredericksburg, VA budget; a carrier leaves Fredericksburg, VA; Fredericksburg, VA carrying cost passes plan; Fredericksburg, VA owners sell while current; Fredericksburg, VA insurance distress leads Fredericksburg, VA foreclosure data.