Giles County, VA: Home-Insurance Distress & Forced-Sale Pressure
Giles County, VA: 85/100 (severe) home-insurance distress; Giles, VA band HIGH; Giles, VA #225 of 3,222 counties; Giles, VA #6 of 133 in Virginia; raw Giles, VA 89.2.
FEMA hazard, Giles, VA: 84/100; Giles, VA declarations, three years: 12; Giles, VA perils: 6 tropical-storm, 3 severe-storm; Giles, VA five-year count 8 (severity 14.0); Giles, VA ten-year 8; hazard-weighted, Giles, VA: 21.0.
Declared incidents on the Giles, VA record: 2026 Winter Storm 2; 2025 Severe Storm 2 (Giles, VA); 2024 Tropical Storm 4 (Giles, VA).
NFIP claims, Giles, VA, three years: 15; Giles, VA payouts $553,509; per Giles, VA claim $36,901; Giles, VA claim-stress 86/100.
Giles, VA monthly score rose, 83 (March 2026) to 84 (October 2026); Giles, VA by month: March 83, April 83, May 88, June 88 (Giles, VA), July 85, August 88, September 91, October 84.
Giles, VA components: climate 83, NFIP claims 86; Giles, VA retreat index 84.
Construction distress, Giles, VA: 70/100 as of August 2026 (Giles, VA: 70/100 one-to-four unit, 0/100 multifamily).
Giles, VA ZIPs, June 2026 (Giles, VA, 10 highest): score 0 (Giles, VA), climate 15 (Giles, VA): 24086, 24093, 24124, 24134, Giles, VA 24136, 24147, 24150, 24167; score 0 (Giles, VA), climate 13 (Giles, VA): 24128, 24315.
DLRadar rescores Giles, VA monthly; Giles, VA readings join Giles, VA foreclosure, lien and ownership parcels (Giles, VA), so cost-squeezed Giles, VA owners surface before listing.
Inside Virginia, Giles County ranks 6th of 133 counties for home-insurance distress at 85/100; Washington County (86/100) sits just above Giles County, and Smyth County (85/100) sits just below Giles County.
Deterministic. Every Giles County, VA signal traces to a public Giles dataset (FEMA, NFIP, Census for Giles, VA) · how insurance distress works in Giles, VA · methodology
FAQ: Giles County, VA insurance distress
What is the Giles County, VA home-insurance-distress score?
Giles, VA: 85/100 (HIGH), #225 of 3,222, #6 in Virginia. FEMA hazard, Giles, VA: 84/100; NFIP stress, Giles, VA: 86/100; construction, Giles, VA: 70/100; Giles, VA rescores monthly.
Is Giles County insurance distress getting better or worse (VA)?
Giles, VA: 83 in March 2026; Giles, VA: 84 in October 2026 (worse); Giles, VA climate component 83; Giles, VA NFIP claims score 86.
How many flood-insurance claims has Giles County, VA had?
Giles, VA: 15 NFIP claims, three years; Giles, VA paid $553,509; per Giles, VA claim $36,901; carriers reprice Giles, VA against that record.
Which Giles County ZIP codes carry the most insurance distress (VA)?
Giles, VA, June 2026: 24086 at 0, 24093 at 0, 24124 at 0, 24134 at 0; Giles, VA climate scores there: 15, 15, 15, 15.
Why does Giles, VA insurance distress create sellers?
A Giles, VA premium outruns the Giles, VA budget; a carrier leaves Giles, VA; Giles, VA carrying cost passes plan; Giles, VA owners sell while current; Giles, VA insurance distress leads Giles, VA foreclosure data.