Gloucester County, VA: Home-Insurance Distress & Forced-Sale Pressure
Gloucester County, VA: 26/100 (moderate) home-insurance distress; Gloucester, VA band LOW; Gloucester, VA #1,868 of 3,222 counties; Gloucester, VA #48 of 133 in Virginia; raw Gloucester, VA 30.5; Gloucester, VA coverage multiplier 0.85.
FEMA hazard, Gloucester, VA: 0/100; Gloucester, VA declarations, three years: 3; Gloucester, VA five-year count 2 (severity 4.0); Gloucester, VA ten-year 2.
Declared incidents on the Gloucester, VA record: 2026 Winter Storm 2 (Gloucester, VA).
NFIP claims, Gloucester, VA, three years: 8; Gloucester, VA payouts $145,750; per Gloucester, VA claim $18,219; Gloucester, VA claim-stress 76/100.
Gloucester, VA monthly score: 26 in every month from March 2026 (Gloucester, VA) through October 2026.
Gloucester, VA components: NFIP claims 76; Gloucester, VA retreat index 26; Gloucester, VA climate multiplier 0.85.
Construction distress, Gloucester, VA: 5/100 as of August 2026 (Gloucester, VA: 5/100 one-to-four unit, 0/100 multifamily).
Gloucester, VA ZIPs, June 2026 (Gloucester, VA, 6 highest): score 0 (Gloucester, VA), climate 27 (Gloucester, VA): 23061, 23062, 23072; score 0 (Gloucester, VA), climate 22 (Gloucester, VA): 23149; score 0 (Gloucester, VA), climate 12 (Gloucester, VA): 23128; score 0 (Gloucester, VA), climate 11 (Gloucester, VA): 23050.
DLRadar rescores Gloucester, VA monthly; Gloucester, VA readings join Gloucester, VA foreclosure, lien and ownership parcels (Gloucester, VA), so cost-squeezed Gloucester, VA owners surface before listing.
Inside Virginia, Gloucester County ranks 48th of 133 counties for home-insurance distress at 26/100; Norfolk County (26/100) sits just above Gloucester County, and Richmond County (25/100) sits just below Gloucester County.
Deterministic. Every Gloucester County, VA signal traces to a public Gloucester dataset (FEMA, NFIP, Census for Gloucester, VA) · how insurance distress works in Gloucester, VA · methodology
FAQ: Gloucester County, VA insurance distress
What is the Gloucester County, VA home-insurance-distress score?
Gloucester, VA: 26/100 (LOW), #1,868 of 3,222, #48 in Virginia. FEMA hazard, Gloucester, VA: 0/100; NFIP stress, Gloucester, VA: 76/100; construction, Gloucester, VA: 5/100; Gloucester, VA rescores monthly.
Is Gloucester County insurance distress getting better or worse (VA)?
Gloucester, VA: 26 in March 2026; Gloucester, VA: 26 in October 2026 (unchanged); Gloucester, VA NFIP claims score 76.
How many flood-insurance claims has Gloucester County, VA had?
Gloucester, VA: 8 NFIP claims, three years; Gloucester, VA paid $145,750; per Gloucester, VA claim $18,219; carriers reprice Gloucester, VA against that record.
Which Gloucester County ZIP codes carry the most insurance distress (VA)?
Gloucester, VA, June 2026: 23061 at 0, 23062 at 0, 23072 at 0, 23149 at 0; Gloucester, VA climate scores there: 27, 27, 27, 22.
Why does Gloucester, VA insurance distress create sellers?
A Gloucester, VA premium outruns the Gloucester, VA budget; a carrier leaves Gloucester, VA; Gloucester, VA carrying cost passes plan; Gloucester, VA owners sell while current; Gloucester, VA insurance distress leads Gloucester, VA foreclosure data.