Henrico County, VA: Home-Insurance Distress & Forced-Sale Pressure
Henrico County, VA: 20/100 (low) home-insurance distress; Henrico, VA band LOW; Henrico, VA #2,319 of 3,222 counties; Henrico, VA #80 of 133 in Virginia; raw Henrico, VA 23.4; Henrico, VA coverage multiplier 0.85.
FEMA hazard, Henrico, VA: 0/100; Henrico, VA declarations, three years: 2; Henrico, VA five-year count 2 (severity 4.0); Henrico, VA ten-year 2.
Declared incidents on the Henrico, VA record: 2026 Winter Storm 2 (Henrico, VA).
NFIP claims, Henrico, VA, three years: 3; Henrico, VA payouts $7,054; per Henrico, VA claim $2,351; Henrico, VA claim-stress 58/100.
Henrico, VA monthly score fell, 21 (March 2026) to 20 (October 2026); Henrico, VA by month: March 21, April 21, May 21, June 21 (Henrico, VA), July 21, August 21, September 21, October 20.
Henrico, VA components: NFIP claims 58; Henrico, VA retreat index 20; Henrico, VA climate multiplier 0.85.
Construction distress, Henrico, VA: 40/100 as of August 2026 (Henrico, VA: 54/100 one-to-four unit, 13/100 multifamily).
Henrico, VA ZIPs, June 2026 (Henrico, VA, 16 highest): score 0 (Henrico, VA), climate 85 (Henrico, VA): 23060, 23075, 23150, 23228, Henrico, VA 23229, 23250, 23294; score 0 (Henrico, VA), climate 83 (Henrico, VA): 23223, 23227, 23230; score 0 (Henrico, VA), climate 82 (Henrico, VA): 23222; score 0 (Henrico, VA), climate 81 (Henrico, VA): 23226, 23231; score 0 (Henrico, VA), climate 70 (Henrico, VA): 23059; score 0 (Henrico, VA), climate 68 (Henrico, VA): 23233; score 0 (Henrico, VA), climate 48 (Henrico, VA): 23238.
DLRadar rescores Henrico, VA monthly; Henrico, VA readings join Henrico, VA foreclosure, lien and ownership parcels (Henrico, VA), so cost-squeezed Henrico, VA owners surface before listing.
Inside Virginia, Henrico County ranks 80th of 133 counties for home-insurance distress at 20/100; Emporia County (20/100) sits just above Henrico County, and Hanover County (20/100) sits just below Henrico County.
Deterministic. Every Henrico County, VA signal traces to a public Henrico dataset (FEMA, NFIP, Census for Henrico, VA) · how insurance distress works in Henrico, VA · methodology
FAQ: Henrico County, VA insurance distress
What is the Henrico County, VA home-insurance-distress score?
Henrico, VA: 20/100 (LOW), #2,319 of 3,222, #80 in Virginia. FEMA hazard, Henrico, VA: 0/100; NFIP stress, Henrico, VA: 58/100; construction, Henrico, VA: 40/100; Henrico, VA rescores monthly.
Is Henrico County insurance distress getting better or worse (VA)?
Henrico, VA: 21 in March 2026; Henrico, VA: 20 in October 2026 (better); Henrico, VA NFIP claims score 58.
How many flood-insurance claims has Henrico County, VA had?
Henrico, VA: 3 NFIP claims, three years; Henrico, VA paid $7,054; per Henrico, VA claim $2,351; carriers reprice Henrico, VA against that record.
Which Henrico County ZIP codes carry the most insurance distress (VA)?
Henrico, VA, June 2026: 23060 at 0, 23075 at 0, 23150 at 0, 23228 at 0; Henrico, VA climate scores there: 85, 85, 85, 85.
Why does Henrico, VA insurance distress create sellers?
A Henrico, VA premium outruns the Henrico, VA budget; a carrier leaves Henrico, VA; Henrico, VA carrying cost passes plan; Henrico, VA owners sell while current; Henrico, VA insurance distress leads Henrico, VA foreclosure data.