Patrick County, VA: Home-Insurance Distress & Forced-Sale Pressure
Patrick County, VA: 32/100 (moderate) home-insurance distress; Patrick, VA band LOW; Patrick, VA #1,552 of 3,222 counties; Patrick, VA #38 of 133 in Virginia; raw Patrick, VA 42.7; Patrick, VA coverage multiplier 0.85.
FEMA hazard, Patrick, VA: 63/100; Patrick, VA declarations, three years: 6; Patrick, VA perils: 3 tropical-storm; Patrick, VA five-year count 4 (severity 7.0); Patrick, VA ten-year 4; hazard-weighted, Patrick, VA: 9.0.
Declared incidents on the Patrick, VA record: 2026 Winter Storm 2; 2024 Tropical Storm 2 (Patrick, VA).
NFIP claims, Patrick, VA, three years: none; Patrick, VA claim-stress 0/100.
Patrick, VA monthly score fell, 33 (March 2026) to 30 (October 2026); Patrick, VA by month: March 33, April 33, May 35, June 35 (Patrick, VA), July 33, August 33, September 38, October 30.
Patrick, VA components: climate 60; Patrick, VA retreat index 30; Patrick, VA climate multiplier 0.85.
Construction distress, Patrick, VA: 66/100 as of August 2026 (Patrick, VA: 66/100 one-to-four unit, 4/100 multifamily).
Patrick, VA ZIPs, June 2026 (Patrick, VA, 14 highest): score 0 (Patrick, VA), climate 51 (Patrick, VA): 24055; score 0 (Patrick, VA), climate 40 (Patrick, VA): 24328, 24343; score 0 (Patrick, VA), climate 39 (Patrick, VA): 24165, 24317; score 0 (Patrick, VA), climate 37 (Patrick, VA): 24088; score 0 (Patrick, VA), climate 21 (Patrick, VA): 24053; score 0 (Patrick, VA), climate 20 (Patrick, VA): 24076, 24082, 24120, 24133, Patrick, VA 24171, 24185; score 0 (Patrick, VA), climate 9 (Patrick, VA): 24091.
DLRadar rescores Patrick, VA monthly; Patrick, VA readings join Patrick, VA foreclosure, lien and ownership parcels (Patrick, VA), so cost-squeezed Patrick, VA owners surface before listing.
Inside Virginia, Patrick County ranks 38th of 133 counties for home-insurance distress at 32/100; Madison County (32/100) sits just above Patrick County, and Petersburg County (31/100) sits just below Patrick County.
Deterministic. Every Patrick County, VA signal traces to a public Patrick dataset (FEMA, NFIP, Census for Patrick, VA) · how insurance distress works in Patrick, VA · methodology
FAQ: Patrick County, VA insurance distress
What is the Patrick County, VA home-insurance-distress score?
Patrick, VA: 32/100 (LOW), #1,552 of 3,222, #38 in Virginia. FEMA hazard, Patrick, VA: 63/100; NFIP stress, Patrick, VA: 0/100; construction, Patrick, VA: 66/100; Patrick, VA rescores monthly.
Is Patrick County insurance distress getting better or worse (VA)?
Patrick, VA: 33 in March 2026; Patrick, VA: 30 in October 2026 (better); Patrick, VA climate component 60.
Which Patrick County ZIP codes carry the most insurance distress (VA)?
Patrick, VA, June 2026: 24055 at 0, 24328 at 0, 24343 at 0, 24165 at 0; Patrick, VA climate scores there: 51, 40, 40, 39.
Why does Patrick, VA insurance distress create sellers?
A Patrick, VA premium outruns the Patrick, VA budget; a carrier leaves Patrick, VA; Patrick, VA carrying cost passes plan; Patrick, VA owners sell while current; Patrick, VA insurance distress leads Patrick, VA foreclosure data.