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Pittsylvania County, VA: Home-Insurance Distress & Forced-Sale Pressure

Pittsylvania County, VA: 43/100 (moderate) home-insurance distress; Pittsylvania, VA band MEDIUM; Pittsylvania, VA #1,291 of 3,222 counties; Pittsylvania, VA #29 of 133 in Virginia; raw Pittsylvania, VA 54.7; Pittsylvania, VA coverage multiplier 0.85.

FEMA hazard, Pittsylvania, VA: 84/100; Pittsylvania, VA declarations, three years: 12; Pittsylvania, VA perils: 6 tropical-storm, 3 severe-storm; Pittsylvania, VA five-year count 8 (severity 14.0); Pittsylvania, VA ten-year 8; hazard-weighted, Pittsylvania, VA: 21.0.

Declared incidents on the Pittsylvania, VA record: 2026 Winter Storm 2; 2025 Severe Storm 2 (Pittsylvania, VA); 2024 Tropical Storm 4 (Pittsylvania, VA).

NFIP claims, Pittsylvania, VA, three years: none; Pittsylvania, VA claim-stress 0/100.

Pittsylvania, VA monthly score held, 42 (March 2026) to 42 (October 2026); Pittsylvania, VA by month: March 42, April 42, May 46, June 46 (Pittsylvania, VA), July 43, August 45, September 48, October 42.

Pittsylvania, VA components: climate 83; Pittsylvania, VA retreat index 42; Pittsylvania, VA climate multiplier 0.85.

Construction distress, Pittsylvania, VA: 48/100 as of August 2026 (Pittsylvania, VA: 48/100 one-to-four unit, 6/100 multifamily).

Pittsylvania, VA ZIPs, June 2026 (Pittsylvania, VA, 16 highest): score 0 (Pittsylvania, VA), climate 60 (Pittsylvania, VA): 24540, 24541; score 0 (Pittsylvania, VA), climate 59 (Pittsylvania, VA): 24069, 24161, 24527, 24530, Pittsylvania, VA 24531, 24549, 24557, 24563, Pittsylvania, VA 24566, 24586; score 0 (Pittsylvania, VA), climate 58 (Pittsylvania, VA): 24054, 24139; score 0 (Pittsylvania, VA), climate 56 (Pittsylvania, VA): 24565; score 0 (Pittsylvania, VA), climate 50 (Pittsylvania, VA): 24569.

DLRadar rescores Pittsylvania, VA monthly; Pittsylvania, VA readings join Pittsylvania, VA foreclosure, lien and ownership parcels (Pittsylvania, VA), so cost-squeezed Pittsylvania, VA owners surface before listing.

Inside Virginia, Pittsylvania County ranks 29th of 133 counties for home-insurance distress at 43/100; Bedford County (43/100) sits just above Pittsylvania County, and Bristol County (43/100) sits just below Pittsylvania County.

Insurance distress
43/100
Pittsylvania, VA: MEDIUM
National rank
#1291
Pittsylvania, VA: of 3,222 counties
FEMA hazard
84/100
Pittsylvania County hazard
NFIP claim stress
0/100
Pittsylvania, VA 3-year
Flood claims (3y)
0
Pittsylvania, VA
Claims paid (3y)
$0
Pittsylvania, VA payouts
Per claim
$0
Pittsylvania, VA
Construction distress
48/100
Pittsylvania, VA

Deterministic. Every Pittsylvania County, VA signal traces to a public Pittsylvania dataset (FEMA, NFIP, Census for Pittsylvania, VA) · how insurance distress works in Pittsylvania, VA · methodology

FAQ: Pittsylvania County, VA insurance distress

What is the Pittsylvania County, VA home-insurance-distress score?

Pittsylvania, VA: 43/100 (MEDIUM), #1,291 of 3,222, #29 in Virginia. FEMA hazard, Pittsylvania, VA: 84/100; NFIP stress, Pittsylvania, VA: 0/100; construction, Pittsylvania, VA: 48/100; Pittsylvania, VA rescores monthly.

Is Pittsylvania County insurance distress getting better or worse (VA)?

Pittsylvania, VA: 42 in March 2026; Pittsylvania, VA: 42 in October 2026 (unchanged); Pittsylvania, VA climate component 83.

Which Pittsylvania County ZIP codes carry the most insurance distress (VA)?

Pittsylvania, VA, June 2026: 24540 at 0, 24541 at 0, 24069 at 0, 24161 at 0; Pittsylvania, VA climate scores there: 60, 60, 59, 59.

Why does Pittsylvania, VA insurance distress create sellers?

A Pittsylvania, VA premium outruns the Pittsylvania, VA budget; a carrier leaves Pittsylvania, VA; Pittsylvania, VA carrying cost passes plan; Pittsylvania, VA owners sell while current; Pittsylvania, VA insurance distress leads Pittsylvania, VA foreclosure data.

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