Portsmouth County, VA: Home-Insurance Distress & Forced-Sale Pressure
Portsmouth County, VA: 24/100 (low) home-insurance distress; Portsmouth, VA band LOW; Portsmouth, VA #2,002 of 3,222 counties; Portsmouth, VA #59 of 133 in Virginia; raw Portsmouth, VA 27.7; Portsmouth, VA coverage multiplier 0.85.
FEMA hazard, Portsmouth, VA: 0/100; Portsmouth, VA declarations, three years: 2; Portsmouth, VA five-year count 2 (severity 4.0); Portsmouth, VA ten-year 2.
Declared incidents on the Portsmouth, VA record: 2026 Winter Storm 2 (Portsmouth, VA).
NFIP claims, Portsmouth, VA, three years: 18; Portsmouth, VA payouts $38,924; per Portsmouth, VA claim $2,162; Portsmouth, VA claim-stress 69/100.
Portsmouth, VA monthly score: 24 in every month from March 2026 (Portsmouth, VA) through October 2026.
Portsmouth, VA components: NFIP claims 69; Portsmouth, VA retreat index 24; Portsmouth, VA climate multiplier 0.85.
Construction distress, Portsmouth, VA: 77/100 as of August 2026 (Portsmouth, VA: 100/100 one-to-four unit, 6/100 multifamily).
Portsmouth, VA ZIPs, June 2026 (Portsmouth, VA, 8 highest): score 0 (Portsmouth, VA), climate 83 (Portsmouth, VA): 23321; score 0 (Portsmouth, VA), climate 56 (Portsmouth, VA): 23701, 23702, 23703, 23704, Portsmouth, VA 23707, 23708, 23709.
DLRadar rescores Portsmouth, VA monthly; Portsmouth, VA readings join Portsmouth, VA foreclosure, lien and ownership parcels (Portsmouth, VA), so cost-squeezed Portsmouth, VA owners surface before listing.
Inside Virginia, Portsmouth County ranks 59th of 133 counties for home-insurance distress at 24/100; Salem County (24/100) sits just above Portsmouth County, and Frederick County (22/100) sits just below Portsmouth County.
Deterministic. Every Portsmouth County, VA signal traces to a public Portsmouth dataset (FEMA, NFIP, Census for Portsmouth, VA) · how insurance distress works in Portsmouth, VA · methodology
FAQ: Portsmouth County, VA insurance distress
What is the Portsmouth County, VA home-insurance-distress score?
Portsmouth, VA: 24/100 (LOW), #2,002 of 3,222, #59 in Virginia. FEMA hazard, Portsmouth, VA: 0/100; NFIP stress, Portsmouth, VA: 69/100; construction, Portsmouth, VA: 77/100; Portsmouth, VA rescores monthly.
Is Portsmouth County insurance distress getting better or worse (VA)?
Portsmouth, VA: 24 in March 2026; Portsmouth, VA: 24 in October 2026 (unchanged); Portsmouth, VA NFIP claims score 69.
How many flood-insurance claims has Portsmouth County, VA had?
Portsmouth, VA: 18 NFIP claims, three years; Portsmouth, VA paid $38,924; per Portsmouth, VA claim $2,162; carriers reprice Portsmouth, VA against that record.
Which Portsmouth County ZIP codes carry the most insurance distress (VA)?
Portsmouth, VA, June 2026: 23321 at 0, 23701 at 0, 23702 at 0, 23703 at 0; Portsmouth, VA climate scores there: 83, 56, 56, 56.
Why does Portsmouth, VA insurance distress create sellers?
A Portsmouth, VA premium outruns the Portsmouth, VA budget; a carrier leaves Portsmouth, VA; Portsmouth, VA carrying cost passes plan; Portsmouth, VA owners sell while current; Portsmouth, VA insurance distress leads Portsmouth, VA foreclosure data.