Prince Edward County, VA: Home-Insurance Distress & Forced-Sale Pressure
Prince Edward County, VA: 21/100 (low) home-insurance distress; Prince Edward, VA band LOW; Prince Edward, VA #2,281 of 3,222 counties; Prince Edward, VA #77 of 133 in Virginia; raw Prince Edward, VA 24.3; Prince Edward, VA coverage multiplier 0.85.
FEMA hazard, Prince Edward, VA: 40/100; Prince Edward, VA declarations, three years: 4; Prince Edward, VA perils: 2 severe-storm; Prince Edward, VA five-year count 4 (severity 8.0); Prince Edward, VA ten-year 4; hazard-weighted, Prince Edward, VA: 2.0.
Declared incidents on the Prince Edward, VA record: 2026 Winter Storm 2; 2025 Severe Storm 2 (Prince Edward, VA).
NFIP claims, Prince Edward, VA, three years: none; Prince Edward, VA claim-stress 0/100.
Prince Edward, VA monthly score fell, 24 (March 2026) to 20 (October 2026); Prince Edward, VA by month: March 24, April 24, May 24, June 24 (Prince Edward, VA), July 23, August 21, September 25, October 20.
Prince Edward, VA components: climate 40; Prince Edward, VA retreat index 20; Prince Edward, VA climate multiplier 0.85.
Construction distress, Prince Edward, VA: 54/100 as of August 2026 (Prince Edward, VA: 53/100 one-to-four unit, 15/100 multifamily).
Prince Edward, VA ZIPs, June 2026 (Prince Edward, VA, 12 highest): score 0 (Prince Edward, VA), climate 27 (Prince Edward, VA): 23909, 23943, 23960; score 0 (Prince Edward, VA), climate 25 (Prince Edward, VA): 23922, 23966; score 0 (Prince Edward, VA), climate 23 (Prince Edward, VA): 23954; score 0 (Prince Edward, VA), climate 22 (Prince Edward, VA): 23942; score 0 (Prince Edward, VA), climate 21 (Prince Edward, VA): 23901, 23934; score 0 (Prince Edward, VA), climate 16 (Prince Edward, VA): 23958; score 0 (Prince Edward, VA), climate 15 (Prince Edward, VA): 23947; score 0 (Prince Edward, VA), climate 14 (Prince Edward, VA): 23923.
DLRadar rescores Prince Edward, VA monthly; Prince Edward, VA readings join Prince Edward, VA foreclosure, lien and ownership parcels (Prince Edward, VA), so cost-squeezed Prince Edward, VA owners surface before listing.
Inside Virginia, Prince Edward County ranks 77th of 133 counties for home-insurance distress at 21/100; Powhatan County (21/100) sits just above Prince Edward County, and Stafford County (21/100) sits just below Prince Edward County.
Deterministic. Every Prince Edward County, VA signal traces to a public Prince Edward dataset (FEMA, NFIP, Census for Prince Edward, VA) · how insurance distress works in Prince Edward, VA · methodology
FAQ: Prince Edward County, VA insurance distress
What is the Prince Edward County, VA home-insurance-distress score?
Prince Edward, VA: 21/100 (LOW), #2,281 of 3,222, #77 in Virginia. FEMA hazard, Prince Edward, VA: 40/100; NFIP stress, Prince Edward, VA: 0/100; construction, Prince Edward, VA: 54/100; Prince Edward, VA rescores monthly.
Is Prince Edward County insurance distress getting better or worse (VA)?
Prince Edward, VA: 24 in March 2026; Prince Edward, VA: 20 in October 2026 (better); Prince Edward, VA climate component 40.
Which Prince Edward County ZIP codes carry the most insurance distress (VA)?
Prince Edward, VA, June 2026: 23909 at 0, 23943 at 0, 23960 at 0, 23922 at 0; Prince Edward, VA climate scores there: 27, 27, 27, 25.
Why does Prince Edward, VA insurance distress create sellers?
A Prince Edward, VA premium outruns the Prince Edward, VA budget; a carrier leaves Prince Edward, VA; Prince Edward, VA carrying cost passes plan; Prince Edward, VA owners sell while current; Prince Edward, VA insurance distress leads Prince Edward, VA foreclosure data.